Top-of-funnel decisions, answered from what private treatment actually costs and what UK policies actually do.
Compare before you choose →
Compare the cover, not just the price — the hospital list, the out-patient limit, the excess and the underwriting basis decide what you can actually claim.
There is no standard price — it is set by your age, where you live, the level of cover and the excess you choose, so two people can pay very differently
It is worth it if you would struggle with a long NHS wait and value choosing your own timing and consultant — but it never covers a condition you already
Insurance makes sense before you are ill; once you already need a specific treatment, paying for it yourself is often the only route, because cover
The NHS treats everyone free at the point of use; private cover buys speed, choice and comfort on top of it — not fundamentally different medicine.
Three short questions, no medical history to start. An FCA-authorised specialist broker searches suitable policies and calls you with the options. Free, no obligation.