Health Insurance For The Self Employed

A Short Guide To Buying Health Insurance People Who Are Self Employed

Posted by Greg Jones on August 24, 2019

Self employed people work hard so you deserve a health insurance policy that reflects that. Many self-employed people choose to take out a private health insurance policy because they want to guard against being off work and losing earnings if waiting for NHS treatment but thats not the only advantage of private health insurance. If you’re self employed you need to protect your greatest asset of all - you. Lets take a look at what a private health insurance policy can offer you.

A greater choice in the level of care you get and how and when it is provided.

Self employed health cover provides you with access to private healthcare so you can bypass NHS waiting lists.

Peace of mind knowing there are no waiting lists, highest standards of care and round the clock visiting hours

Have choice over where and when your treatment takes place as well as the specialist who treats you.

MRSA - Private hospitals are typically better staffed and cleaner. Over 6% of hospital patients in England still acquire some form of infection during their stay, according to the Health Protection Agency (HPA). Reports of MRS in private hospitals are extremely rare.

If you’d like to speak to an FCA regulated health insurance broker who will be able walk you through the entire health insurance process answering any questions and fears you may have we can help. Here are just some of the advantages of using a broker.

Brokers can save you money

Many health insurance brokers have preferential rates with the insurers so it can actually save you money going through them.

Brokers know all the tips and trick

Brokers know their industry like the back of their hand, they;ll be able to advise you which health insurance provider is best for the self employed.

Your best interests

They’re regulated by the FCA so they’re obligated by their regulator to give you quotes for policies that fit your requirements.

Brokers can clearly explain all the jargon

vThey’ve perfected the art of clearly explaining the difference between mortarium and full medical underwriting and all the technical jargon you need to understand when purchasing a health insurance policy.

Brokers can comment on any product

Impartial advice about the market not just a single providers products. When a health insurance provider such as Bupa provides you with a quote they can’t comment on other providers products. So they can’t really compare any for you. However a broker can.

It's important to understand the difference between brokers and health insurance companies. Brokers help you pick the right company to purchase your insurance policy from and the insurance company sells it to you.