Terms, disclosures and disclaimer
Please read this before relying on the site or requesting a broker introduction.
Last updated 4 September 2026
General information only
Health Insurance UK publishes general information about private medical insurance in the United Kingdom. Nothing on this site is personal financial, insurance, legal, tax or medical advice. We do not assess suitability, diagnose medical conditions, guarantee eligibility or recommend a particular insurer or policy.
Our regulatory status
Health Insurance UK is not an insurer, insurance broker or FCA-authorised firm. If you submit a quote form, we introduce you to an FCA-authorised specialist broker. That broker is responsible for any regulated advice, demands-and-needs assessment, recommendation and insurance arrangement. Verify the broker and its permissions on the Financial Services Register.
Commercial relationship
We may receive a fee for introducing you to a broker. A broker may receive commission from an insurer and may charge fees. Before proceeding, ask the broker to explain which insurers it can compare, any important limits to its service, all fees and how it is paid.
No whole-market or savings promise
We do not promise that a broker covers the whole market, that every insurer is available, that using a broker will be cheaper than buying direct, or that any particular saving is achievable. Prices and terms depend on current products and individual circumstances. Comparisons should be made on a like-for-like basis.
Accuracy and availability
We aim to keep the site useful and accurate, but insurance products, tax rules, medical pathways and regulation can change. Content may contain errors or become outdated. Check current policy documents and written information from the relevant insurer or authorised broker before acting.
Medical information
Condition-related pages discuss insurance questions, not diagnosis or treatment. Seek an appropriate healthcare professional for medical advice. In an emergency, use the appropriate NHS emergency service.
Use of the site
You may use this site for lawful personal research. Do not attempt to interfere with the service, submit false information, scrape the site in a way that disrupts it, or misuse another person's details.
Contact
Questions about these terms can be sent through our contact page. How we handle personal information is explained in our privacy notice.