If you've searched Google for private health insurance that covers head and neck cancer then you are probably for looking for trusted UK based health insurance providers that will cover your head and neck cancer.
Our advice when shopping around for health insurance that covers head and neck cancer is to speak to a insurance broker. Health insurance is extremely complex and if you want absolute certainty that head and neck cancer is covered by your policy you should consult with a health insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a insurance broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider you can find and ask if they cover head and neck cancer, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover head and neck cancer and under what conditions they do or don't cover it.
Head And Neck Cancer Information
Head and neck cancer is a relatively uncommon type of cancer. Around 10,000 new cases are diagnosed in the UK each year.
There are more than 30 areas within the head and neck where cancer can develop, including the:
Oesophageal (gullet) cancer, thyroid cancer, brain tumours and eye cancer don't tend to be classified as a head and neck cancer.
Mouth cancer is the most common type of head and neck cancer.
It can affect a number of areas in and around the mouth, including the:
Symptoms of mouth cancer can include persistent mouth ulcers and/or a lump in your mouth, both of which may be painful.
Read more about mouth cancer.
Laryngeal cancer develops in the tissue of the larynx (voice box).
Symptoms of laryngeal cancer can include:
Read more about laryngeal cancer.
Doctors don't tend to use the term "throat cancer", as the throat (pharynx) includes many different parts that can be affected by cancer.
The main areas that can be affected are the:
The most common symptoms of cancer in the oropharynx or hypopharynx include a lump in the neck, a persistent sore throat and difficulty swallowing.
Macmillan Cancer Support has more information about oropharyngeal cancer.
Salivary glands produce saliva, which keeps your mouth moist and helps with swallowing and digestion.