If you've searched the net for private health insurance that covers expats in Tanzania then you are most likely for looking for established UK based health insurance providers that will cover your medical costs in Tanzania.
Living as an expatriate in Tanzania you want to avoid any nasty unexpected medical costs. In some countries these can amount to hundreds of thousands of pounds for very serious medical conditions.
Our advice when shopping around for health insurance that covers expatriates living in Tanzania is to speak to a health insurance broker. Health insurance is very complicated and if you want complete certainty that Tanzania is covered you should talk with a health insurance broker who can explain which providers will cover medical expenses for expatriates in Tanzania and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Tanzania, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which policy providers on the market offer cover for expats in Tanzania and under what terms they do or don't cover it.
Tanzania Information
Tanzania is a country with many tourist attractions. Approximately 38 percent of Tanzania's land area is set aside in protected areas for conservation. There are 17 national parks, 29 game reserves, 40 controlled conservation areas (including the Ngorongoro Conservation Area) and marine parks. Tanzania is also home to Mount Kilimanjaro, the highest point in Africa.
Travel and tourism contributed 17.5 percent of Tanzania's gross domestic product in 2016 and employed 11.0 percent of the country's labour force (1,189,300 jobs) in 2013. The sector is growing rapidly, rising from US$1.74 billion in 2004 to US$4.48 billion in 2013. In 2016, 1,284,279 tourists arrived at Tanzania's borders compared to 590,000 in 2005.
Tanzania has almost 38% of its land reserved as protected areas, one of the world's highest percentage. Tanzania boasts 16 national parks and is home to a large variety of animal life. Among the large mammals include the Big five, cheetahs, wildebeest, giraffes, hippopotamuses and various antelopes. Tanzania's most well known wildlife attractions are located in the northern part of the country and include the Serengeti National Park, Tarangire National Park and Lake Manyara National Park. The Serengeti National park encompasses the world-famous great migrations of animals. The Serengeti National Park is the most popular park in the country and had the chance to host more than 330,000 visitors in 2012.
In 2018, Serengeti National Park was voted the best African Safari Park following the depth study conducted by SafariBookings the largest online marketplace for African safaris. In their website, it reads, In total 2,530 reviews were examined from the SafariBookings website. The 1,670 user reviews were contributed by safari tourists from 72 countries. To complement these user reviews, reputable guidebook authors (working for Lonely Planet, Rough Guides, Frommer's, Bradt and Footprint) teamed up in the SafariBookings Expert Panel to write 860 expert reviews
The north is also home to the Ngorongoro Conservation Area. The Ngorongoro Conservation Area includes the Ngorongoro Crater, which is an extinct volcanic caldera with lions, hippopotamus, elephants, various types of antelope, the endangered black rhinoceros, and large herds of wildebeest and zebra. Olduvai Gorge, considered to be the seat of humanity after the discovery of the earliest known specimens of the human genus, Homo habilis as well as early hominidae, such as Paranthropus boisei also lies within the conservation area.
The western part of Tanzania includes the Mahale, Katavi, and Gombe national parks, the latter of which is the site of Jane Goodall's ongoing study, begun in 1960, of chimpanzee behaviour. The country is also particularly rich in plant diversity, the Tanzania National Parks Authority has an entire national park the Kitulo National Park dedicated to flowers. There is a wide variety of biomass across the nation.
Also known as the roof of Africa, Mount Kilimanjaro is a UNESCO World Heritage site and the highest peak in Africa. The mountain (now a dormant volcano) rises approximately 4,877 metres (16,001 ft) from its base to 5,895 metres (19,341 ft) above sea level. The mountain is located in the north of the country on the border with Kenya in the town of Moshi and is accessible via Kilimanjaro International Airport. The airport also provides a gateway for tourists to all northern safari circuits. The mountain is part of Kilimanjaro National Park and is the second most popular park in the country and roughly 20,000 visitors trek the mountain every year. The mountain is one of the most accessible high peaks in the world and has an average success rate of around 65%.
Tourism in Zanzibar includes the tourism industry and its effects on the islands of Unguja (known internationally as Zanzibar) and Pemba in Zanzibar a semi-autonomous region in the United Republic of Tanzania. Tourism is the top income generator for the islands, outpacing even the lucrative agricultural export industry and providing roughly 25% of income. The main airport on the island is Zanzibar International Airport, though many tourists fly into Dar es Salaam and take a ferry to the island.
The government plays a major role in promoting the industry, with the official government tourist page stating, "The Vision of the Government of Zanzibar regarding tourism is “To become one of the top tourism destinations of the Indian Ocean, offering an up market, high quality product across the board within the coming 17 years.” Zanzibar Commission for Tourism recorded more than doubling the number of tourists from the 2015/2016 fiscal year and the following year, from 162,242 to 376,000.