Health Insurance For Expats In San Marino

The Best Health Insurance For Expatriates Living In San Marino

Posted by Greg Jones on January 24, 2020

If you've searched the net for health insurance that covers expats in San Marino then you are probably for looking for established UK based health insurance providers that can cover your medical expenses in San Marino.

Living as an expat in San Marino you want to avoid any nasty unexpected medical costs. In some countries these can amount to hundreds of thousands of pounds for serious conditions.

Our advice when shopping around for private medical insurance that covers expatriates living in San Marino is to speak to a health insurance broker. Health insurance is extremely complex and if you want absolute certainty that San Marino is covered you should talk with a broker who can explain which policy providers will cover medical expenses for expatriates in San Marino and which will exclude it.

There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.

  • Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every health insurance provider you can find and ask if they provider cover for expats in San Marino, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one medical insurance broker which will know which policy providers on the market offer cover for expats in San Marino and under what conditions they do or don't cover it.

San Marino Information

Tourism in San Marino, known also as the Most Serene Republic of San Marino (Italian: Serenissima Repubblica di San Marino) is an integral element of the economy within the microstate. The tourism sector contributes a large part of San Marino's GDP, with approximately 2 million tourists visiting per year.

Tourism is among the republic's most important sectors due to its significant contribution to the GDP. The rate of tourists has increased exponentially in recent years, as visitors are drawn to the landscape, cuisine and architectural sights of the mountainous microstate. San Marino attracts approximately two million tourists a year, of which 1,822,000 derived from Europe in 2018. In comparison with other European microstates (Andorra, Malta, Monaco and Vatican City), as of 2018 San Marino attracts the fewest tourists.

Geographically, San Marino is an independent microstate surrounded by the Italian Republic. The enclave state is situated in central Italy on the northeastern edge of the Apennine Mountains, and is completely landlocked. However it is in close proximity to the Adriatic coastline, accessed through the Emilia-Romagna region. In the summer season, many tourists flock to San Marino for its vicinity to the beaches of the Adriatic coastline. Additionally people visit the republic to encounter the culture and cuisine, as well as to visit the many historical monuments, churches, and castles.

Most tourists who visit San Marino are Italian, usually consisting of people who come to spend holidays in the Romagna riviera and decide to spend a half-day or at most a night in the country. Even though there are only a small number of non-Italian foreigners who visit the country, they still are vital to the Sammarinese economy. There are no border formalities with Italy. However, at the tourist office visitors can purchase souvenir stamps which are officially canceled inside their passports.

The City of San Marino itself contains most attractions. The city is perched on a hill with regular parking areas for cars and buses. The City historic centre itself is only a pedestrian zone that has mostly gift shops and food venues on both sides.

San Marino is located on the Italian peninsula and consequently experiences the same weather patterns as the Italian state. San Marino has a Mediterranean climate of hot, dry summers and wet winters. However, as it is located in the vicinity of the Tuscan-Emilian Apennines the climate is often more harsh, with very hot, especially humid summers and very cold winters.

The commercial tourism sector in the Republic of San Marino originates primarily from the early nineteenth century onwards. Prior to the infrastructure improvements of the nineteenth century, the region never aroused great interest for a number of reasons. These included the fact that the state was quite impoverished and lacked the infrastructure to develop accessible connections with Italy. During the late nineteenth century, the microstate embarked on a process of modernisation through the restructuring of the City of San Marino’s historic centre. This was marked by the construction of a new seat of government (Italian: Palazzo Pubblico) that was inaugurated in 1894. Although the construction caused a fiscal strain on the Republic, the Palazzo Pubblico remains a major tourist attraction within the microstate.

The rates of tourists gradually increased in the successive years, facilitated by improvements to transportation and infrastructure in San Marino during the nineteenth and early twentieth centuries. The tourism industry in the region developed in great part following World War II, as the Italian economic “boom” brought developments to infrastructure that allowed for increased commercial tourism.

The Palazzo Pubblico (alternatively, the town hall) is located in Piazza della Libertà in San Marino's historic city centre. The present building stands where the old town hall, named Domus Magna Comunis, built at the close of the fourteenth century, once stood. Following centuries of continued restorations, the original building was demolished in 1884 and inaugurated one decade later. The Roman architect Francesco Azzurri, who designed the Palazzo Pubblico, developed a design that resembled the simple, severe style of thirteenth and fourteenth century municipal halls. The modern Palazzo Pubblico encompasses the parliament of San Marino, including the Great and General Council, as well as the government and parliamentary committees. The Palazzo Pubblico is situated in the Piazza della Libertà, named for the Statue of Liberty found at the centre of the piazza. The neoclassical architecture attracts many tourists, especially the white carrara marble “Statua della Libertà”.