If you've searched online for private health insurance that covers expats in Saint Vincent and the Grenadines then you are most likely for looking for established UK based health insurance providers that can cover your medical costs in Saint Vincent and the Grenadines.
Living as an expat in Saint Vincent and the Grenadines you want to avoid any unwanted and unexpected medical costs. In some countries these can amount to hundreds of thousands of pounds for very serious medical conditions.
Our advice when shopping around for health insurance that covers expatriates living in Saint Vincent and the Grenadines is to speak to a health insurance broker. Health insurance is very complex and if you want absolute certainty that Saint Vincent and the Grenadines is covered by your policy you should consult with a health insurance broker who can explain which policy providers will cover medical costs for expatriates in Saint Vincent and the Grenadines and which will exclude it.
There are many advantages to using a insurance broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Saint Vincent and the Grenadines, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Saint Vincent and the Grenadines and under what conditions they do or don't cover it.
Saint Vincent And The Grenadines Information
Saint Vincent and the Grenadines (/ˌɡrɛnəˈdiːnz/ (listen)) is an island country in the Caribbean. It is located in the southeast Windward Islands of the Lesser Antilles, which lie in the West Indies at the southern end of the eastern border of the Caribbean Sea where the latter meets the Atlantic Ocean.
Its 369 km2 (142 sq mi) territory consists of the main island of Saint Vincent and, south of that, two-thirds of the northern part of the Grenadines, a chain of 32 smaller islands. Some of the Grenadines are inhabited — Bequia, Mustique, Union Island, Canouan, Petit Saint Vincent, Palm Island, Mayreau, Young Island — while others are not: Tobago Cays, Baliceaux, Battowia, Quatre, Petite Mustique, Savan and Petit Nevis. Most of Saint Vincent and the Grenadines lies within the Hurricane Alley.
To the north of Saint Vincent lies Saint Lucia, to the east is Barbados, and Grenada lies to the south. Saint Vincent and the Grenadines has a population density of over 300 inhabitants/km2 (700 per sq. mi.), with approximately 110,211 total inhabitants.
Kingstown is the capital and main port. Saint Vincent has a British colonial history, and is now part of the Organisation of Eastern Caribbean States, CARICOM, the Commonwealth of Nations, the Bolivarian Alliance for the Americas and the Community of Latin American and Caribbean States (CELAC).
In April 2021, the La Soufrière volcano erupted several times with "explosive events" continuing. By 12 April, 16,000 residents had evacuated the areas of their homes. Assistance and emergency financial support was being provided by several nearby islands, the United Kingdom and agencies such as the United Nations. The first significant offer of long-term funding, of US$20 million, was announced on 13 April 2021 by the World Bank.
Christopher Columbus, the first European to reach the island, named it after St. Vincent of Saragossa, whose feast day it was on the day Columbus first saw it (22 January 1498). The name of the Grenadines refers to the Spanish city of Granada, but to differentiate it from the island of the same name, the diminutive was used. Before the arrival of the Spaniards, the Carib natives who inhabited the island of St. Vincent called it Youloumain, in honour of Youlouca, the spirit of the rainbows, who they believed inhabited the island.
Before the arrival of Europeans and Africans in the 16th century, various Amerindian groups passed through or settled on St. Vincent and the Grenadines, including the Ciboney, Arawak, and Carib people. The island now known as Saint Vincent was originally named Youloumain by the native Island Caribs who called themselves Kalina/Carina ("l" and "r" being pronounced the same in their language).
It is thought that Christopher Columbus sighted the island in 1498, giving it the name St Vincent. The indigenous Garifuna people, who became known as the "Black Caribs", aggressively prevented European settlement on Saint Vincent.
Various attempts by the English and Dutch to claim the island proved unsuccessful, and it was the French who were first able to colonise the island, settling in the town of Barrouallie on the leeward side of St Vincent in 1719. The French brought with them enslaved African prisoners of war to work the plantations of sugar, coffee, indigo, tobacco, cotton and cocoa.
The British captured the island and drove out the French from Barrouallie during the Seven Years' War, a claim confirmed by the Treaty of Paris (1763). On taking control of the island in 1763, the British laid the foundations of Fort Charlotte and also brought with them enslaved African prisoners of war to work on the island plantations. The Black Caribs however, opposed to the British presence, entered into open conflict against the British, starting the First Carib War, which lasted from 1772 to 1773.
The uneasy peace between the British and the Black Caribs led to the Second Carib War, which lasted from 1795 to 1796. The Black Caribs were led by Garifuna Paramount Chief Joseph Chatoyer and supported by the French, notably the radical Victor Hugues from the island of Martinique. Their revolt and uprising was eventually put down in 1797 by British General Sir Ralph Abercromby; a peace treaty agreement was made which resulted in almost 5,000 Black Caribs being exiled to Roatán, an island off the coast of Honduras, and to Belize and Baliceaux in the Grenadines.