If you've searched the internet for private health insurance that covers expats in Romania then you are most likely for looking for trusted UK based health insurance providers that can cover your medical costs in Romania.
Living as an expat in Romania you want to avoid any nasty unexpected medical costs. In some countries these can run into hundreds of thousands of pounds for serious medical conditions.
Our advice when looking for private medical cover that covers expatriates living in Romania is to speak to a insurance broker. Health insurance is very complicated and if you want complete certainty that Romania is covered by your policy you should talk with a health insurance broker who can explain which providers will cover medical expenses for expatriates in Romania and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you reside in many different areas? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider on the market and ask if they provider cover for expats in Romania, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Romania and under what conditions they do or don't cover it.
Romania Information
Romania's tourism sector had a direct contribution of EUR 5.21 billion to the Gross Domestic Product (GDP) in 2018, slightly higher than in 2017, placing Romania on the 32nd place in the world, ahead of Slovakia and Bulgaria, but behind Greece and the Czech Republic. The total tourism sector's total contribution to Romania's economy, which also takes into account the investments and spending determined by this sector, was some EUR 15.3 billion in 2018, up by 8.4% compared to 2017.
In the first three months of the year 2018, there were 3.12 millions of foreign tourists. Compared to the same 3 months of the previous year, arrivals increased by 10.9% and overnight stays in accommodation establishments increased by 7.1%.
The most visited cities are Bucharest, Constanța, Brașov, Timișoara, Sibiu, Alba-Iulia, Cluj-Napoca, Sighișoara and Iași. Natural touristic attractions include the Danube, the Carpathian Mountains, and the Black Sea.