If you've searched the net for private health insurance that covers expats in Portugal then you are probably for looking for trusted UK based health insurance providers that will cover your medical expenses in Portugal.
Living as an expat in Portugal you want to avoid any nasty unexpected health care costs. In some countries these can amount to hundreds of thousands of pounds for very serious conditions.
Our advice when shopping around for private medical cover that covers expatriates living in Portugal is to speak to a insurance broker. Health insurance is extremely complex and if you want complete certainty that Portugal is covered by your policy you should consult with a medical insurance broker who can explain which policy providers will cover medical expenses for expatriates in Portugal and which will not.
There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different postcodes? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Portugal, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Portugal and under what terms they do or don't cover it.
Tourism in Portugal serves millions of international and domestic tourists. Tourists visit to see cities, historic landmarks, enjoy beaches, or religious sites. As of 2019, Portugal had 27 million visitors. The most popular destinations were Lisbon, Porto, Algarve, the Portuguese Riviera, Madeira, Sintra, Óbidos and Fátima. The most popular with internationals were Lisbon, the Algarve and Northern Portugal. National tourists prefer Northern Portugal, followed by Central Portugal and the Algarve.
In 2016, and compared to 2015, most tourists staying in hotels were attracted to Lisbon (6.3 million, up from 5.8), Porto and Northern Portugal (4.4 million, up from 3.9), the Algarve (4.2 million, up from 3.8), Central Portugal (3.2 million, up from 2.9 million), Madeira (1.5 million, up from 1.3), Alentejo (1.2 million, up from 1.1), and the Azores (0.5 million, up from 0.4). The Algarve and Lisbon lead in overnight stays. In 2016, overnight stays grew significantly in other regions: the Azores (+21.1%), Northern Portugal (+14.4%), Alentejo (+12%), Central Portugal (+11.8%), and Madeira (+10.9%).
In 2016, accounting international tourists, the most popular regions were Lisbon (4.4 million), Algarve (3 million), Northern Portugal (2.1 million), Central Portugal (1.2), Madeira (1.2), Alentejo 370,000 and the Azores. For national tourists the most popular regions were Northern Portugal (2.3), Central Portugal (2.0), Lisbon (1.9), the Algarve (1.2), Alentejo (0.8), Madeira (0.29), and the Azores (0.27).
Lisbon is, with Barcelona, one of the European cities leading in overnight stays. The urban areas of Porto and Northern Portugal, north of Douro River surpassed Madeira, in 2010, and the Algarve, in 2015, and became the second most visited destination in Portugal. In 2015, most tourists were Europeans, but also from the Americas and Asia. Sleeping in the country's hotels, the most numerous are the British, Spanish, French, Germans, Brazilians, the Dutch, Americans, Italians, and the Japanese, which not only want the sun and the beach, but mostly cultural ones, city breaks, gastronomy, nautical tourism, or business traveling.
Portugal won 14 "Oscars" of the tourism. The national tourism had 77 nominations and won a total of 14 awards in more than 10 European categories, surpassing Spain or Italy, at the gala of the World Travel Awards 2015, whose ceremony took place in Sardinia, Italy. CNN compared Lisbon and Porto head-to-head in order to find who has the best food, culture, old cafés and boutiques, nightlife, and the best beaches.
Tourist hotspots in Portugal are Lisbon, Porto, the Algarve, Madeira, Sintra, Óbidos, Fátima, Coimbra and Azores, but the Portuguese government is currently developing new destinations: the Douro Valley, Porto Santo Island, and Alentejo.
Portugal has several other tourism regions such as Douro Sul, Templários, Dão-Lafões, Costa do Sol, Costa Azul, Planície Dourada, etc. Most of them are unknown to tourists and locals alike. As of 2007, these are being reorganized.
Most of these regions are grouped in tourism reference areas, which continue to be in a state of reorganization and evolution, some based on the traditional regions of Portugal: the Costa Verde (Green Coast); Costa da Prata (Silver Coast); Costa de Lisboa (Lisbon Coast); Montanhas (Mountains); Planícies (Plains); Algarve; and the islands of the archipelagos of Madeira and the Azores.