If you've searched online for private medical insurance that covers expats in Poland then you are probably for looking for established UK based health insurance companies that will cover your medical costs in Poland.
Living as an expatriate in Poland you want to avoid any nasty unexpected medical costs. In some countries these can run into hundreds of thousands of pounds for very serious medical conditions.
Our advice when looking for private medical cover that covers expatriates living in Poland is to speak to a health insurance broker. Health insurance is very complex and if you want complete certainty that Poland is covered you should talk with a broker who can explain which providers will cover medical expenses for expatriates in Poland and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Poland, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which providers on the market offer cover for expats in Poland and under what conditions they do or don't cover it.
Poland is a part of the global tourism market with constantly increasing number of visitors. Tourism in Poland contributes to the country's overall economy. The most popular cities are Kraków, Warsaw, Wrocław, Gdańsk, Poznań, Szczecin, Lublin, Toruń, Zakopane, the Salt Mine in Wieliczka and the historic site of Auschwitz – A German nazi concentration camp in Oświęcim. The best recreational destinations include Poland's Masurian Lake District, Baltic Sea coast, Tatra Mountains (the highest mountain range of Carpathians), Sudetes and Białowieża Forest. Poland's main tourist offers consist of sightseeing within cities, historical monuments, natural monuments, business trips, agrotourism, bicycle touring, qualified tourism, mountain hiking (trekking) and climbing among others.
Poland, especially after joining the European Union in 2004 and acceding to the Schengen Agreement in 2007, became a place frequently visited by tourists. Most tourist attractions in Poland are connected with natural environment, historic sites and cultural events.
According to Tourist Institute's data, Poland was visited by 15.7 million tourists in 2006, and by 15 million tourists in 2007, out of the number of arrivals 66.2 million. In 2012, Poland was visited by 13.5 million foreign tourists (those who came during Euro 2012, but did not stay overnight, were not included in official statistics). In 2013, Poland was visited by 15.8 million tourists. In 2016, the number of arrivals to Poland amounted to 80.5 million. 17.5 million of this number are arrivals considered for tourism purposes (with at least one night's stay). In 2019, Poland was visited by 21.4 million tourists, making it the 18th most visited country in the world.
The first Polish tourists were pilgrims traveling to shrines both within Poland and abroad. The development of commercial tourism began in the 19th century. The most popular regions were mountains, especially the Tatra Mountains, explored for example by Tytus Chałubiński. In 1873, the Polish Tatra Society and in 1909 the Polish Sightseeing Society were established to organize and develop tourism. The 19th century was also the time of the rapid appearance of spa resorts, mostly in Sudetes, Beskids and along the Baltic Sea coast, with some of them associated, since 1910, with the Polish Balneology Association. After Poland regained independence in 1918, Polish tourism boomed, and was encouraged by the government. The first professional Polish tour operator, Orbis, was founded in Lwów in 1923, followed in 1937 by Gromada tourist organization and tour operator.
After World War II all tourist organizations were nationalized by the new communist government. The Polish Tatra Society and Polish Sightseeing Society were combined into Polish Tourism-Sightseeing Society (PTTK) and most of the tourist infrastructure was handed over to the newly created Workers Vacations Fund (FWP). Tourism was limited to the Comecon countries. This was the era of governmentally-founded tourism, characterised by mass but low-standard tourism. A typical sight was a holiday campground with small bungalows managed by one of the state-owned companies. Holidays for children and teenagers were organized by Juventur.
After the fall of communism much of the infrastructure was privatized, although many company-owned resorts were downgraded because of their unprofitability. The early 1990s saw the foundation of many new tour operators. Some of them prevailed and strengthened their position on the market, being able to compete with multinational tour operators.
Poland has a diversified natural environment, which is relatively unaffected by human development. There are 23 national parks in the country that meet the criteria of the IUCN. Visitors are attracted by mountains, sea-coast with wide sandy beaches, and forests, lakes, rivers. Among the most popular destinations are: Tatra Mountains, in which is the highest peak of Poland (Rysy) and the famous Orla Perć (old trail in the style of via ferrata); Sudetes with Main Sudetes Trail, Karkonosze, Table Mountains, Owl Mountains; Białowieża Forest, Lower Silesian Wilderness, Bieszczady, Dunajec River Gorge in Pieniny, Pojezierze Mazurskie and many others.
There are dozens of sea resorts on the coast of Baltic Sea like Wolin Island, located close to the German border and the coast of Pomerania. In southern Poland there are resorts for skiing and hiking in the Karkonosze mountains, which is part of the Sudetes mountain range. Karkonosze includes the tourist centres of Karpacz and Szklarska Poręba. Other famous resorts for skiing and hiking include in Carpathian Mountains: Zakopane in the Tatra mountains; Szczyrk, Krynica-Zdrój, Ustroń, Wisła in the Beskids or Szczawnica and Krościenko in Pieniny mountains.
It's estimated that 13% (of the 1.8 million in 2005) of visitors of the Basilica of Our Lady of Licheń arrive from abroad. Jasna Góra Monastery was visited by 3.6 million of pilgrims from 78 countries in 2014.