Health Insurance For Expats In Namibia

The Best Health Insurance For Expatriates Living In Namibia

Posted by Greg Jones on January 24, 2020

If you've searched online for private medical insurance that covers expats in Namibia then you are probably for looking for established UK based health insurance companies that can cover your medical costs in Namibia.

Living as an expatriate in Namibia you want to avoid any nasty unexpected medical costs. In some countries these can run into hundreds of thousands of pounds for serious medical conditions.

Our advice when looking for health insurance that covers expatriates living in Namibia is to speak to a health insurance broker. Health insurance is extremely complex and if you want complete certainty that Namibia is covered by your policy you should consult with a broker who can explain which providers will cover medical costs for expatriates in Namibia and which will exclude it.

There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.

  • Do you reside in many different areas? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider on the market and ask if they provider cover for expats in Namibia, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Namibia and under what conditions they do or don't cover it.

Namibia Information

Tourism in Namibia is a major industry, contributing N$7.2 billion to the country's gross domestic product. Annually, over one million travelers visit Namibia, with roughly one in three coming from South Africa, then Germany and finally the United Kingdom, Italy and France. The country is among the prime destinations in Africa and is known for ecotourism which features Namibia's extensive wildlife.

The first rough estimate took place in 1989, when it was predicted that 100,000 non-domestic tourists stayed in the country. This figure has risen over time to 1,176,000 visitors in 2014.[citation needed]

In 1996, around 600 jobs were related directly to the country's tourism sector.[dubious – discuss] In 2008 it was estimated that 77,000 jobs directly or indirectly depend on Namibia's tourism, amounting to 18.2% of all formal jobs in Namibia. Tourism in Namibia also has had a positive impact on resource conservation and rural development. Some 50 communal conservancies have been established across the country, covering 11.8 million hectares of land and resulting in enhanced land management while providing tens of thousands of rural Namibians with much-needed income.[citation needed]

Windhoek, the capital and biggest city, is the main entrance point for people flying into the country, usually at Windhoek Hosea Kutako International Airport. Important tourist sites in Windhoek include: the Tintenpalast, (which is the seat of both the National Council and the National Assembly), Windhoek Country Club Resort (opened in 1995 as host to the Miss Universe 1995 and is one of the premier hotels and golf tournaments in the country), Zoo Park and other places. Windhoek also has the first five star hotel in the country known as Hilton Windhoek (opened in 2011 marking Hilton's 50th hotel in the Middle East and Africa.)

Walvis Bay, as the fourth biggest town in Namibia, is host to the main port of the country, as well as the Walvis Bay International Airport. Geographically the town is uniquely situated, as it is the meeting place of extreme landscapes – on the one side the Namib desert, the oldest desert in the world, and on the other side a massive lagoon and harbor flowing from the Atlantic Ocean. Both of these landscapes lend themselves towards some of the most unusual sightseeing opportunities in Namibia.

The lagoon and harbour is home to various species and large numbers of sea mammals and bird life. The Namib desert on the other side is called "The Living Desert", because of the large number of living species found there.

Walvis Bay is one of many tourism activity centers of Namibia. Activities include various water-related actions, like shore angling, boat angling, shark angling, sightseeing and photographic boat cruises, sea kayaking and wind- and kite surfing. Walvis Bay yearly houses one of the international legs of speed kite and windsurfing.

Land activities include Sandwich Harbour sightseeing tours, desert sightseeing tours, 4X4 dune driving tours into the massive dunes south of the Kuiseb river, dune hang gliding, dune boarding and dune skiing, guided educational, historic and anthropologic quad biking tours into the Kuiseb Delta, visits to the Topnaar people, descendants of the Khoin-Khoin, and living desert tours.

Swakopmund is a beach resort and an example of German colonial architecture. It was founded in 1892 as the main harbour for German South-West Africa. Attractions include spectacular sand dunes near Langstrand south of the Swakop River. The city is known for extreme sports. Nearby is a farm that offers camel rides to tourists and the Martin Luther steam locomotive, dating from 1896 and abandoned in the desert.

In November 2012, the Namibian government approved the renaming of the Sperrgebiet National Park to Tsau ǁKhaeb (Sperrgebiet) National Park. Tsau ǁKhaeb derives from the local Nama language and means "deep sandy soils".