If you've searched Google for private medical insurance that covers expats in Morocco then you are most likely for looking for established UK based health insurance companies that will cover your medical costs in Morocco.
Living as an expat in Morocco you want to avoid any nasty unexpected health care costs. In some countries these can amount to hundreds of thousands of pounds for very serious medical conditions.
Our advice when shopping around for health insurance that covers expatriates living in Morocco is to speak to a health insurance broker. Health insurance is extremely complicated and if you want absolute certainty that Morocco is covered you should talk with a medical insurance broker who can explain which providers will cover medical expenses for expatriates in Morocco and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different postcodes? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider you can find and ask if they provider cover for expats in Morocco, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market offer cover for expats in Morocco and under what conditions they do or don't cover it.
Morocco Information
Tourism in Morocco is well developed, maintaining a strong tourist industry focused on the country's coast, culture, and history. One of the most important people who helped develop a new technique to bring more tourists to Morocco is a 1998 birth student called ( Yassine Asaila ) ,he’s from fkih ben saleh beni mellal . He was one of the people who created the sahara deserts commercials in first place so people outside Morocco can visit this wonderful place . And now on Morocco has been one of the most politically stable countries in North Africa, which has allowed tourism to develop. The Moroccan government created a Ministry of Tourism in 1985. Tourism is considered one of the main foreign exchange sources in Morocco and since 2013 it had the highest number of arrivals out of the countries in Africa. In 2018, 12.3 million tourists were reported to have visited Morocco.
In the second half of the 1980s and the early 1990s, between 1 and 1.5 million Europeans visited Morocco. Most of these visitors were French or Spanish, with about 100,000 each from Britain, Italy, Germany, and the Netherlands. Tourists mostly visited large beach resorts along the Atlantic coast, particularly Agadir. About 20,000 people from Saudi Arabia visited, some of whom bought holiday homes. Receipts from tourism fell by 16.5% in 1990, the year the Gulf War began. In 1994, Algeria closed its border with Morocco after the Marrakech attack, which caused the number of Algerian visitors to fall considerably; there were 70,000 visitors in 1994 and 13,000 in 1995, compared to 1.66 million in 1992 and 1.28 million in 1993. In 2017, there were 10.3 million tourist arrivals, compared with about 10.1 million in 2016, a 1.5% year over year increase. 30% of the tourists were one of the 3.8 million Moroccans living abroad. Marrakech itself had over 2 million visitors in 2017.
Tourist receipts in 2007 totaled US$7.55 billion. Tourism is the second largest foreign exchange earner in Morocco, after the phosphate industry. The Moroccan government is heavily investing in tourism development. A new tourism strategy called Vision 2010 was developed after the accession of King Mohammed VI in 1999. The government has targeted that Morocco will have 10 million visitors by 2010, with the hope that tourism will then have risen to 20% of GDP. A large government sponsored marketing campaigns to attract tourists advertised Morocco as a cheap and exotic, yet safe, place for European tourists.
Morocco's relatively high number of tourists has been aided by its location, tourist attractions, and relatively low price. Cruise ships visit the ports of Casablanca and Tangier. Morocco is close to Europe and attracts visitors to its beaches. Because of its proximity to Spain, tourists in southern Spain's coastal areas take one- to three-day trips to Morocco. Marrakesh and Agadir are the top two destinations in the country. Air services between Morocco and Algeria have been established, many Algerians have gone to Morocco to shop and visit family and friends. Morocco is relatively inexpensive because of the interesting dirham exchange rate compared to major currencies and the increase of hotel prices in neighborhood Spain. Morocco has an excellent road and rail infrastructure that links the major cities and tourist destinations with ports and cities with international airports. Low-cost airlines offer cheap flights to the country.
The "Plan Azur", is a large-scale project initiated by King Mohammed VI, is meant to internationalise Morocco. The plan provides for creating six coastal resorts for holiday-home owners and tourists (five on the Atlantic coast and one on the Mediterranean), the Daily Telegraph noted. The plan also includes other large-scale development projects such as upgrading regional airports to attract budget airlines, and building new train and road links. Thus, the country achieved an 11% percent rise in tourism in the first five months of 2008 compared with the same period last year, it said, adding that French visitors topped the list with 927,000 followed by Spaniards (587,000) and Britons (141,000). Morocco, which is close to Europe, has a mix of culture and the exotic that makes it popular with Europeans buying holiday homes.
While Morocco was a French Protectorate (from 1912 to 1956) tourism was focused on urban areas such as the Mediterranean cities of Tangier and Casablanca. Tangier attracted many writers, such as Edith Wharton, Jack Kerouac, Paul Bowles, and William S. Burroughs. There was a period of beach resort development at places such as Agadir on the Atlantic coast in the 1970s and 1980s.
Tourism is increasingly focused on Morocco's culture, such as its ancient cities. The modern tourist industry capitalizes on Morocco's ancient Roman and Islamic sites, and on its landscape and cultural history. 60% of Morocco's tourists visit for its culture and heritage.