Health Insurance For Expats In Libya

The Best Health Insurance For Expatriates Living In Libya

Posted by Greg Jones on January 24, 2020

If you've searched online for private health insurance that covers expats in Libya then you are most likely for looking for established UK based health insurance providers that can cover your medical costs in Libya.

Living as an expatriate in Libya you want to avoid any unwanted and unexpected health care costs. In some countries these can run into hundreds of thousands of pounds for serious conditions.

Our advice when shopping around for private medical cover that covers expatriates living in Libya is to speak to a insurance broker. Health insurance is incredibly complicated and if you want absolute certainty that Libya is covered you should talk with a broker who can explain which policy providers will cover medical costs for expatriates in Libya and which will not.

There are many advantages to using a insurance broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.

  • Do you live in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every medical insurance provider you can find and ask if they provider cover for expats in Libya, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one medical insurance broker which will know which providers on the market offer cover for expats in Libya and under what terms they do or don't cover it.

Libya Information

Tourism in Libya is an industry heavily hit by the Libyan Civil War. Before the war tourism was developing, with 149,000 tourists visiting Libya in 2004, rising to 180,000 in 2007, although this still only contributed less than 1% of the country's GDP. There were 1,000,000 day visitors in the same year. The country is best known for its ancient Greek and Roman ruins and Sahara desert landscapes.

Libya is not issuing tourist visas now.[when?] Libyan borders with Chad, Niger, Sudan and Algeria are closed. In reality these borders are not controlled by the Government but by Tuareg people and Toubou people.

As of 2017, governments of the United States, New Zealand, Australia, Canada, Republic of Ireland, the United Kingdom, Spain, France, Hungary, Latvia, Germany, Austria, Bulgaria, Norway, Croatia, Romania, Slovenia, Czech Republic, Russia, Denmark, Slovakia, Estonia, Italy, Poland, South Korea,[30] the Republic of China[31] Japan[32] and India advise their citizens against all (or in some cases all but essential) travel to Libya.

Tourism in Libya is not very developed due to the continuous political changes that have taken place in the country, the military conflicts, the lack of security, the theological reasons linked to traditionalist neo-fundamentalism, the difficulty in obtaining tourist visas, the lack of infrastructures, protection of archaeological areas,lack of competent human resources,insufficient budget and no action plans In addition to the UN (United Nation) international embargo which has been recently lifted, there are major reasons for the delay and observed slow tourism development. The UN international embargo has been a major deterrent for tourists. It has resulted in delay in tourism development and made it difficult for tourists, who have instead had to travel through an arduous, physically exhausting road into and out of the country through the Tunisia-Libya land border. The official currency exchange rate for the Libyan dinar is at a high level, which results in uncompetitive prices for tourist related services such as accommodation and transportation, compared with neighboring countries.

Despite the fact that Libya possesses a splendid variety of tourist attractions (natural, historical and cultural), the problems facing the tourism sector and the development of tourism activities in Libya are several and each needs to be considered carefully in order to formulate the right policy to tackle them.

International tourism movement in Libya has suffered because several internal and external problems which contributed in the retardation of this sector which negatively affected its contribution in the economic and social development of the Libyan society.

- artistic (Ghadames Festival,Ghat Festival,Nalut Spring Festival,Zuwarah Awessu Festival) - maritime-seaside like archaeological diving, ancient harbors, underwater physical attraction. - eco-tourism. - Islamic tourism has a high potential because there are ancient ruins, mosques and many examples of Islamic architecture; Sirt, Damah,

From the 1970s to the 1980s the tourist influx was discouraged for religious reasons and related to xenophobia; in contrast to the vocation to authenticity proper to the faith of Allah. Only in the 90s ,the Libyan government decided to diversify its national sources of income through the enhancement of its ancient historical sites and its cultural heritage, making progress in providing the necessary facilities for welcoming tourists.