If you've searched the net for private medical insurance that covers expats in Grenada then you are most likely for looking for trusted UK based health insurance providers that will cover your medical costs in Grenada.
Living as an expatriate in Grenada you want to avoid any unwanted and unexpected health care costs. In some countries these can amount to hundreds of thousands of pounds for serious conditions.
Our advice when shopping around for health insurance that covers expatriates living in Grenada is to speak to a insurance broker. Health insurance is incredibly complex and if you want absolute certainty that Grenada is covered you should talk with a medical insurance broker who can explain which providers will cover medical expenses for expatriates in Grenada and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they provider cover for expats in Grenada, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Grenada and under what terms they do or don't cover it.
Grenada Information
Grenada (/ɡrəˈneɪdə/ (listen) grə-NAY-də; Grenadian Creole French: Gwenad) is an island country in the West Indies in the Caribbean Sea at the southern end of the Grenadines island chain. Grenada consists of the island of Grenada itself, two smaller islands, Carriacou and Petite Martinique, and several small islands which lie to the north of the main island and are a part of the Grenadines. It is located northwest of Trinidad and Tobago, northeast of Venezuela and southwest of Saint Vincent and the Grenadines. Its size is 348.5 square kilometres (134.6 sq mi), and it had an estimated population of 112,523 in July 2020. Its capital is St. George's. Grenada is also known as the "Island of Spice" due to its production of nutmeg and mace crops.
Coordinates: 12°07′N 61°40′W / 12.117°N 61.667°W / 12.117; -61.667 Before the arrival of Europeans in the Americas, Grenada was inhabited by the indigenous peoples from South America. Christopher Columbus sighted Grenada in 1498 during his third voyage to the Americas. Following several unsuccessful attempts by Europeans to colonise the island due to resistance from resident Island Caribs, French settlement and colonisation began in 1649 and continued for the next century. On 10 February 1763, Grenada was ceded to the British under the Treaty of Paris. British rule continued until 1974 (except for a brief French takeover between 1779 and 1783). However, on 3 March 1967, it was granted full autonomy over its internal affairs as an Associated State, and from 1958 to 1962 Grenada was part of the Federation of the West Indies, a short-lived federation of British West Indian colonies.
Independence was granted on 7 February 1974 under the leadership of Eric Gairy, who became the first Prime Minister of Grenada of the sovereign state. The new country became a member of the Commonwealth, with Queen Elizabeth as Head of State. In March 1979, the Marxist–Leninist New Jewel Movement overthrew Gairy's government in a bloodless coup d'état and established the People's Revolutionary Government (PRG), headed by Maurice Bishop as Prime Minister. Bishop was later arrested and executed by members of the People's Revolutionary Army, prompting a U.S.-led invasion in October 1983. Since then, the island has returned to a parliamentary representative democracy and has remained politically stable.
The origin of the name "Grenada" is obscure, but it is likely that Spanish sailors named the island for the Andalusian city of Granada. It carried at least two other names during the Age of Discovery.[citation needed]
On his third voyage to the region in 1498, Christopher Columbus sighted Grenada and named it "La Concepción" in honour of the Virgin Mary. It is said that he may have actually named it "Assumpción", but it is uncertain, as he is said to have sighted what are now Grenada and Tobago from a distance and named them both at the same time. However, it became accepted that he named Tobago "Assumpción" and Grenada "La Concepción".
In 1499, the Italian explorer Amerigo Vespucci traveled through the region with the Spanish explorer Alonso de Ojeda and mapmaker Juan de la Cosa. Vespucci is reported to have renamed the island "Mayo", although this is the only map where the name appears.
However, by the 1520s, Spanish maps used the name "Granada", and referred to the islands to the north as Los Granadillos ("Little Granadas"). Although it was deemed the property of the King of Spain, there are no records to suggest the Spanish ever attempted to settle Grenada.
The French maintained the name ("La Grenade" in French) after settlement and colonisation in 1649. On 10 February 1763, the island of La Grenade was ceded to the British under the Treaty of Paris. The British renamed it "Grenada", one of many place-name anglicisations they made there.
Approximately 2 million years ago in the Pliocene era, the area of what is nowadays Grenada emerged from a shallow sea as a submarine volcano. In recent times, volcanic activity has been non-existent, except for some of its hot spring and underwater volcano Kick 'em Jenny. Most of Grenada's terrain is made up from volcanic activity that would have taken place 1-2 million years ago.[citation needed] There would have been many unknown volcanoes responsible for the formation of Grenada including Grenada's capital St. George's with its horseshoe-shaped harbour, the carenage. Two extinct volcanoes which are now crater lakes, Grand Etang Lake and Lake Antoine, would have also contributed towards the formation of Grenada.
Grenada was first populated by peoples from South America, possibly during the Caribbean Archaic Age, although definitive evidence is lacking. The earliest potential human presence comes from proxy evidence of lake cores, beginning ~3600 BC. Less ephemeral, permanent villages began around ~AD 100-200. The population peaked between AD 750–1250, with major changes in population afterwards, potentially the result of regional droughts and/or the "Carib Invasion", although the latter rests on highly circumstantial evidence.