If you've searched the internet for private medical insurance that covers expats in France then you are most likely for looking for trusted UK based health insurance providers that can cover your medical costs in France.
Living as an expatriate in France you want to avoid any nasty unexpected health care costs. In some countries these can run into hundreds of thousands of pounds for very serious conditions.
Our advice when looking for private medical insurance that covers expatriates living in France is to speak to a health insurance broker. Health insurance is extremely complex and if you want absolute certainty that France is covered you should talk with a broker who can explain which policy providers will cover medical expenses for expatriates in France and which will not.
There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you live in many different postcodes? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in France, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which policy providers on the market offer cover for expats in France and under what terms they do or don't cover it.
France Information
Tourism in France directly contributed 79.8 billion euros to gross domestic product (GDP) in 2013, 30% of which comes from international visitors and 70% from domestic tourism spending. The total contribution of travel and tourism represents 9.7% of GDP and supports 2.9 million jobs (10.9% of employment) in the country. Tourism contributes significantly to the balance of payments.
France has 45 sites inscribed in the UNESCO's World Heritage List and features cities or sites of high cultural interest (Paris being the foremost, but also Loire Valley, Toulouse, Strasbourg, Bordeaux, Lyon and others), beaches and seaside resorts, ski resorts, as well as rural regions that many enjoy for their beauty and tranquillity (green tourism). Small and picturesque French villages of quality heritage (such as Collonges-la-Rouge, Locronan, or Montsoreau) are promoted through the association Les Plus Beaux Villages de France (literally "The Most Beautiful Villages of France"). The "Remarkable Gardens" label is a list of the over two hundred gardens classified by the Ministry of Culture. This label is intended to protect and promote remarkable gardens and parks.
It has some of the world's largest and renowned museums, including the Louvre, which is the most visited art museum in the world, but also the Musée d'Orsay which, like the nearby Musée de l'Orangerie, is mostly devoted to impressionism, and Centre Georges Pompidou, dedicated to Contemporary art.
Paris hosts some of the world's most recognizable landmarks such as the Eiffel Tower, which is the most-visited paid monument in the world, the Arc de Triomphe, the cathedral of Notre-Dame, or the Sacré-Cœur on Montmartre. The Cité des Sciences et de l'Industrie, located in Parc de la Villette, is the biggest science museum in Europe. Near Paris are located the Palace of Versailles, the former palace of the Kings of France, now a museum, and the medieval village of Provins. Both attractions are protected as UNESCO World Heritage Sites.
With more than 10 million tourists a year, the French Riviera (French: Côte d'Azur), in Southeastern France, is the second leading tourist destination in the country, after the Parisian region.
According to the Côte d'Azur Economic Development Agency, it benefits from 300 days of sunshine per year, 115 kilometres (71 mi) of coastline and beaches, 18 golf courses and 3,000 restaurants. Each year the Côte d'Azur hosts 50% of the world's superyacht fleet, with 90% of all superyachts visiting the region's coast at least once in their lifetime.
Main cities on the French Riviera include Nice, Antibes and Cannes; Cap Ferrat is also a popular destination. Cannes hosts the annual Cannes Film Festival. Tourists often visit Port-Cros National Park, east of Toulon, as well as the city-state of Monaco, famous for its Monte Carlo Casino, near the Italian border.
A large part of Provence, with Marseille as its leading city, was designed as the 2013 European Capital of Culture. Numerous famous natural sites can be found in the region, as the Gorges du Verdon, the Camargue, the Calanques National Park and the typical landscape of Luberon. Provence hosts dozens of renowned historical sites like the Pont du Gard, the Arles' Roman Monuments or the Palais des Papes in Avignon. Several smaller cities also attracts a lot of tourists, like Aix-en-Provence, La Ciotat or Cassis, on the Mediterranean Sea coastline.
Another major destination are the Châteaux (castles) of the Loire Valley. The French Revolution saw a number of the great French châteaux destroyed and many ransacked, their treasures stolen. The overnight impoverishment of many of the deposed nobility, usually after one of its members lost his or her head to the guillotine, saw many châteaux demolished.
This World Heritage Site is noteworthy for the quality of its architectural heritage, in its historic towns such as Amboise, Angers, Blois, Chinon, Orléans, and Saumur, but in particular for its castles, such as the Châteaux d'Amboise, de Chambord, d'Ussé, de Villandry, de Chenonceau and de Montsoreau, which illustrate to an exceptional degree the ideals of the French Renaissance.