If you've searched the web for private medical insurance that covers expats in Fiji then you are probably for looking for trusted UK based health insurance companies that can cover your medical expenses in Fiji.
Living as an expat in Fiji you want to avoid any unwanted and unexpected health care costs. In some countries these can run into hundreds of thousands of pounds for very serious conditions.
Our advice when shopping around for private medical cover that covers expatriates living in Fiji is to speak to a health insurance broker. Health insurance is extremely complicated and if you want complete certainty that Fiji is covered by your policy you should consult with a health insurance broker who can explain which policy providers will cover medical costs for expatriates in Fiji and which will not.
There are many advantages to using a broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different areas? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they provider cover for expats in Fiji, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market offer cover for expats in Fiji and under what terms they do or don't cover it.
Fiji (/ˈfiːdʒi/ (listen) FEE-jee; Fijian: Viti, [ˈβitʃi]; Fiji Hindi: फ़िजी, Fijī), officially the Republic of Fiji, is an island country in Melanesia, part of Oceania in the South Pacific Ocean. It lies about 1,100 nautical miles (2,000 km; 1,300 mi) northeast of New Zealand. Fiji consists of an archipelago of more than 330 islands—of which about 110 are permanently inhabited—and more than 500 islets, amounting to a total land area of about 18,300 square kilometres (7,100 sq mi). The most outlying island group is Ono-i-Lau. About 87% of the total population of 883,483 live on the two major islands, Viti Levu and Vanua Levu. About three-quarters of Fijians live on Viti Levu's coasts: either in the capital city of Suva; or in smaller urban centres such as Nadi—where tourism is the major local industry; or in Lautoka, where the sugar-cane industry is dominant. The interior of Viti Levu is sparsely inhabited because of its terrain.
The majority of Fiji's islands were formed by volcanic activity starting around 150 million years ago. Some geothermal activity still occurs today on the islands of Vanua Levu and Taveuni. The geothermal systems on Viti Levu are non-volcanic in origin and have low-temperature surface discharges (of between roughly 35 and 60 degrees Celsius).
Humans have lived in Fiji since the second millennium BC—first Austronesians and later Melanesians, with some Polynesian influences. Europeans first visited Fiji in the 17th century. In 1874, after a brief period in which Fiji was an independent kingdom, the British established the Colony of Fiji. Fiji operated as a Crown colony until 1970, when it gained independence and became known as the Dominion of Fiji. In 1987, following a series of coups d'état, the military government that had taken power declared it to be a Republic. In a 2006 coup, Commodore Frank Bainimarama seized power. In 2009, the Fijian High Court ruled that the military leadership was unlawful. At that point, President Ratu Josefa Iloilo, whom the military had retained as the nominal head of state, formally abrogated the 1997 Constitution and re-appointed Bainimarama as interim prime minister. Later in 2009, Ratu Epeli Nailatikau succeeded Iloilo as president. On 17 September 2014, after years of delays, a democratic election took place. Bainimarama's FijiFirst party won 59.2% of the vote, and international observers deemed the election credible.
Fiji has one of the most developed economies in the Pacific through its abundant forest, mineral, and fish resources. The currency is the Fijian dollar, with the main sources of foreign exchange being the tourist industry, remittances from Fijians working abroad, bottled water exports, and sugar cane. The Ministry of Local Government and Urban Development supervises Fiji's local government, which takes the form of city and town councils.
The name of Fiji's main island, Viti Levu, served as the origin of the name "Fiji", though the common English pronunciation is based on that of Fiji's island neighbours in Tonga. An official account of the emergence of the name states:
Fijians first impressed themselves on European consciousness through the writings of the members of the expeditions of Cook who met them in Tonga. They were described as formidable warriors and ferocious cannibals, builders of the finest vessels in the Pacific, but not great sailors. They inspired awe amongst the Tongans, and all their Manufactures, especially bark cloth and clubs, were highly valued and much in demand. They called their home Viti, but the Tongans called it Fisi, and it was by this foreign pronunciation, Fiji, first promulgated by Captain James Cook, that these islands are now known.
"Feejee", the Anglicised spelling of the Tongan pronunciation, occurred in accounts and other writings by missionaries and other travellers visiting Fiji until the late-19th century.
Pottery art from Fijian towns shows that Fiji was settled by Austronesian peoples by at least 3500 to 1000 BC, with Melanesians following around a thousand years later, although there are still many open questions about the specific dates and patterns of human migration into Fiji and many other Pacific islands. It is believed that either the Lapita people or the ancestors of the Polynesians settled the islands first, but not much is known of what became of them after the Melanesians arrived; the old culture may have had some influence on the new one, and archaeological evidence shows that some of the migrants moved on to Samoa, Tonga and even Hawai'i. Archeological evidence also shows signs of human settlement on Moturiki Island beginning at least by 600 BC and possibly as far back as 900 BC.
Although some aspects of Fijian culture are similar to the Melanesian culture of the western Pacific, Fijian culture has a stronger connection to the older Polynesian cultures. The evidence is clear that there was trade between Fiji and neighbouring archipelagos long before Europeans made contact with Fiji. For example: The remains of ancient canoes made from native Fijian trees have been found in Tonga; the language of Fiji's Lau Islands contains Tongan words; and ancient pots that had been made in Fiji have been found in Samoa and even as far away as the Marquesas Islands.