Health Insurance For Expats In Egypt

The Best Health Insurance For Expatriates Living In Egypt

Posted by Greg Jones on January 24, 2020

If you've searched the internet for private medical insurance that covers expats in Egypt then you are most likely for looking for trusted UK based health insurance companies that will cover your medical costs in Egypt.

Living as an expatriate in Egypt you want to avoid any unwanted and unexpected medical costs. In some countries these can amount to hundreds of thousands of pounds for very serious medical conditions.

Our advice when looking for private medical insurance that covers expatriates living in Egypt is to speak to a health insurance broker. Health insurance is incredibly complicated and if you want absolute certainty that Egypt is covered by your policy you should talk with a medical insurance broker who can explain which providers will cover medical expenses for expatriates in Egypt and which will not.

There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.

  • Do you reside in many different areas? Some will give you a lower premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every health insurance provider on the market and ask if they provider cover for expats in Egypt, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which policy providers on the market offer cover for expats in Egypt and under what terms they do or don't cover it.

Egypt Information

Tourism is one of the leading sources of income, crucial to Egypt's economy. At its peak in 2010, the sector employed about 12% of workforce of Egypt, serving approximately 14.7 million visitors to Egypt, and providing revenues of nearly $12.5 billion as well as contributing more than 11% of GDP and 14.4% of foreign currency revenues.

The number of tourists in Egypt stood at 0.1 million in 1951. Tourism became an important sector of the economy from 1975 onwards, as Egypt eased visa restrictions for almost all European and North American countries and established embassies in new countries like Austria, Netherlands, Denmark and Finland. In 1976, tourism was a focal point of the Five Year Plan of the Government, where 12% of the budget was allocated to upgrading state-owned hotels, establishing a loan fund for private hotels, and upgrading infrastructure (including road, rail, and air connectivity) for major tourist centres along with the coastal areas. In 1979, tourism experts and advisors were brought in from Turkey and several new colleges were established with Turkish help between 1979 and 1981, to teach diploma courses in hospitality and tourism management. The tourist inflow increased to 1.8 million in 1981 and then to 5.5 million in 2000. Tourists arrivals reached a pinnacle in 2010 by reaching 14.7 million visitors. Revenues from tourism reached the highest point at $12.6 billion in the fiscal year 2018-2019. In the year 2020, tourism related revenues dropped by nearly 70% to $4 billion. As per Tourism and Antiquities Minister Khaled El-Enany, Egypt’s tourist arrivals plunged to 3.5 million in 2020. As per the Managing Director of International Monetary Fund (IMF) Kristalina Georgieva, Egypt’s tourism sector is the biggest loser of the coronavirus outbreak.

During the Egyptian Revolution of 2011, the number of visitors plummeted by over 37% that year falling from 14 million in 2010 to 9 million by the end of 2011. This has impacted a diverse range of businesses directly or indirectly dependent on tourism, from travel accommodation and tourist attractions to car rental and air transportation, as well as health and wellness industries. Tour operators offering heavy discounts to encourage tourists back have been somewhat successful at the Red Sea resorts where prices remain lower compared to 2011.

In 2013, Egypt ranked 85th as the world's best country in terms of tourism and travelling, falling ten places from its ranking of 75 in 2011. However, it regained some ground in the 2017 rankings being rated 75th overall. As of the 2019 rankings, Egypt ranks 65th overall.

Israelis can cross into Egypt for 14 days without a visa at certain areas near Taba and they come to enjoy areas in the Red Sea Riviera. In 2017, the first group of Israelis visited the more popular tourist attractions- with the aid of strong security. It had been 18 months since a group of Israeli tourists had visited Egypt.

In 2017, Bloomberg said Egypt has "shed its years of social and political unrest" and makes the top 20 list of 2017 travel destinations. The latest United Nations World Tourism Organization (UNWTO) has revealed that Egypt is one of the world's fast-growing tourist destination; for 2017, it raised to 8 million compared to last year which was about 5.26 million.

The tasks of tourism security in Egypt are carried out by the General Administration of Tourism and Antiquities Police, which is responsible for developing plans to secure tourists and protect antiquities, museums and cultural facilities within the framework of the general plan of the Egyptian Ministry of Interior. In order to fulfill the components of that mission, the administration secures the movement of tourist groups by paying close services to accompany the tour groups, securing tourist and archaeological facilities and sites, securing tourist and Nile cruises, combating tourism crimes that tourists may be exposed to and archaeological crimes, following-up tourism companies and shops and receiving notifications of tourists against them, publishing Police rescue vehicles that ensure the security presence in all tourist cities, and ensure the elimination of cases of trespassing. Given Egypt's Middle Eastern and African status, and its location in the midst of a regional conflict zone, it has been subject to several unfortunate terrorist incidents, the most famous of which is the Luxor incident in 1997, the Cairo incident in 2005, the Sharm el-Sheikh incident in 2005, the Dahab incident in 2006 and the downing of Metrojet Flight 9268. All combined have negatively affected the tourism sector during that period. However, the tourism sector returned and regained its activity quickly during the 2010s and especially after the most recent 2017 Hurghada attack to achieve the highest annual tourism revenues.