If you've searched online for health insurance that covers expats in Denmark then you are most likely for looking for established UK based health insurance companies that will cover your medical expenses in Denmark.
Living as an expat in Denmark you want to avoid any nasty unexpected medical costs. In some countries these can amount to hundreds of thousands of pounds for very serious conditions.
Our advice when shopping around for private medical cover that covers expatriates living in Denmark is to speak to a health insurance broker. Health insurance is incredibly complex and if you want complete certainty that Denmark is covered you should talk with a medical insurance broker who can explain which providers will cover medical costs for expatriates in Denmark and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they provider cover for expats in Denmark, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market offer cover for expats in Denmark and under what conditions they do or don't cover it.
Tourism in Denmark constitutes a growth industry. Tourism is a major economic contributor at approx. DKK 82 billion in revenue and 120,000 full-time-equivalent-jobs annually, for the tourism experience industry alone in 2014.
Inbound tourists to Denmark mainly comprise people from neighboring countries, especially Germany, followed by Sweden, Norway, and the Netherlands. The UNWTO's World Tourism rankings show that Denmark had 8.7 million visitor arrivals in 2010. The total annual number of overnight stays in Denmark has been somewhat declining in 2011.
Denmark has long stretches of sandy beaches, attracting many tourists in the summer, with Germany accounting for most foreign visitors. Swedish and Norwegian tourists often come to visit the relatively lively city of Copenhagen, while many young Scandinavians come for Denmark's comparably cheap and readily accessible beer, wines and spirits.
As Europe's oldest kingdom and the home of Hans Christian Andersen, Denmark is often marketed as a "fairytale country". The term is so ingrained, that it is still used in international news reports, especially when the news is of a nature contradicting the image, such as the Copenhagen riots or the Jyllands-Posten Muhammad cartoons controversy.
Denmark has a relatively large outbound tourism, with Spain as primary destination, accounting for 14% of all overnight stays abroad of four days or more in 2013. Turkey ranks as the primary destination outside of Europe at 7%.
Among the major tourist attractions are Tivoli Gardens, the Freetown Christiania and The Little Mermaid statue, all located in Copenhagen. A survey conducted by the newspaper Berlingske Tidende in July 2008 listed The Little Mermaid as the most popular tourist attraction in Copenhagen.
Kronborg Castle in Helsingør is famous for its associations with Shakespeare's Hamlet. The Louisiana Museum of Modern Art 30 km north of Copenhagen is the most visited museum in Denmark, and Roskilde Festival near Roskilde 30 km west of Copenhagen attracts over 100,000 guests every year.
In view of its proximity to Germany, one of the most popular areas of Denmark for visitors is the South of Sealand and the neighbouring islands. Møn, with its magnificent chalk cliffs, Liselund Park and its sandy beaches is one of the main destinations. Falster has a number of sandy beaches including those at Marielyst. The area also has several tourist attractions including Knuthenborg Safari Park and Middelaldercentret both on Lolland, BonBon-Land near Næstved and the GeoCenter at Møns Klint.
The island of Bornholm in the Baltic Sea to the south of Sweden has a number of tourist attractions, including rocky seascapes, sandy beaches and fishing villages. Among these towns are Gudhjem, Sandvig, Svaneke and Rønne. The ruin of Europe's largest castle, Hammershus, is the island's most famous monument. There are ferry services to Bornholm from Køge near Copenhagen, from Ystad in the south of Sweden, from Rügen in the north east of Germany and from Kołobrzeg and Świnoujście in the north west of Poland. There is also an airport at Rønne.
Funen, linked to Sealand by the Great Belt Bridge, has strong associations with Hans Christian Andersen who was born in Odense. The small coastal towns of Fåborg and Svendborg are popular with tourists both as attractions in their own right and as centres for visiting the surroundings, particularly the castles of Egeskov and Hvedholm and the unspoiled islands of Thurø, Tåsinge and Ærø with their narrow streets and thatched cottages.
Aarhus is amongst the top 100 conference cities of the World and has seen a large expansion of the hotel business, throughout the last couple of decades. The city is home to several of Denmarks' top tourist attractions, including the museum village of Den Gamle By (the Old Town), ARoS Art Museum, Moesgård Museum and Tivoli Friheden accounting for more than 1.4 million visitors annually. Other important tourist attractions are music festivals and shopping facilities. With one of the largest ports in Northern Europe, more than a dozen international cruise ships docks in Aarhus each year.
Among Jutland's regional attractions are Legoland close to Billund Airport, the easterly village of Ebeltoft with its cobbled streets and half-timbered houses, Skagen in the far north known for its seascapes and artist community and the north-west beach resorts of Løkken and Lønstrup. The island of Mors, also known for its natural environment, attracts tourists to its Jesperhus Flower Park and to the cliff at Hanklit which overlooks the sea.