Health Insurance For Expats In Colombia

The Best Health Insurance For Expatriates Living In Colombia

Posted by Greg Jones on January 24, 2020

If you've searched the net for private medical insurance that covers expats in Colombia then you are probably for looking for trusted UK based health insurance companies that can cover your medical expenses in Colombia.

Living as an expatriate in Colombia you want to avoid any unwanted and unexpected health care costs. In some countries these can amount to hundreds of thousands of pounds for serious conditions.

Our advice when looking for health insurance that covers expatriates living in Colombia is to speak to a insurance broker. Health insurance is incredibly complex and if you want complete certainty that Colombia is covered you should talk with a medical insurance broker who can explain which providers will cover medical costs for expatriates in Colombia and which will exclude it.

There are many advantages to using a broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.

  • Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider you can find and ask if they provider cover for expats in Colombia, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Colombia and under what terms they do or don't cover it.

Colombia Information

The contribution of travel and tourism to GDP was US$5,880.3bn (2.0% of total GDP) in 2016. Tourism generated 556,135 jobs (2.5% of total employment) in 2016. Foreign tourist visits were predicted to have risen from 0.6 million in 2007 to 4 million in 2017. Responsible tourism became a peremptory need for Colombia because it minimizes negative social, economic and environmental impacts and makes positive contributions to the conservation of natural and cultural heritage.

Colombia has major attractions for a tourist destination, such as Cartagena and its historic surroundings, which are on the UNESCO World Heritage List; the insular department of San Andrés, Providencia y Santa Catalina; and Santa Marta and the surrounding area. The coffee region is also a very popular destination, especially the traditional town of Salento, Quindío and its surroundings. Fairly recently, Bogotá, the nation's capital, has become Colombia's major tourist destination because of its improved museums and entertainment facilities and its major urban renovations, including the rehabilitation of public areas, the development of parks, and the creation of an extensive network of cycling routes. With its very rich and varied geography, which includes the Amazon and Andean regions, the Llanos, the Caribbean and Pacific coasts, and the deserts of La Guajira and Tatacoa Desert, and its unique biodiversity, Colombia also has major potential for ecotourism.

Indigenous people inhabited what is now Colombia by 12,500 BCE. In 1500, Rodrigo de Bastidas was the first Spanish explorer of the Caribbean coast. In 1510, Vasco Núñez de Balboa founded the town of Santa María la Antigua del Darién. Throughout Colombia's history there were several rebel movements against Spanish rule, but most were unsuccessful. In 1810 the rebels, lead by Simón Bolívar were successful and achieved independence from Spain.

Colombia was the first constitutional government in South America, and the Liberal and Conservative parties, founded in 1848 and 1849 respectively, are two of the oldest surviving political parties in the Americas.Slavery was abolished in the country in 1851. The United States of America's intentions to influence the area (especially the Panama Canal construction and control) led to the separation of the Department of Panama in 1903 and the establishment of it as a nation.

In the early to mid-1980s, international tourism arrivals in Colombia reached nearly 1.4 million per year. Although they decreased by more than half thereafter, they have recovered at rates of more than 10 percent annually since 2002, reaching 1.9 million visitors in 2006. Tourism usually has been considered a low-growth service industry in Colombia because of internal violence, but in 2006 the country earned US$2 billion from international tourism. Tourists visiting Colombia from abroad came mainly from the United States (24.5 percent), followed by Venezuela (13.4 percent), Ecuador (9.1 percent), Spain (6.4 percent), and Mexico (4.9 percent). Approximately 90 percent of foreign tourists arrive by air, 10 percent by land transportation, and a tiny share by sea.

The Democratic Security and Defense Policy of Álvaro Uribe Vélez (president between 2002 and 2010) organized tourist caravans (caravanas turísticas) to protect tourists and boost tourism. The caravans transported tourists to holiday celebration sites and were protected by military forces. The Democratic Security Policy's goal is to "reestablishing control over all of the nation's territory, fighting illegal drugs and organized crime, and strengthening the justice system." Another project to boost tourism and tourist safety in Colombia is the Proexport Colombia. The Ministry of Commerce, Industry and Tourism is the Colombian ministry in charge of tourism affairs.

Colombia is located in the North West area of the South American continent. Colombia coasts are along the Caribbean Sea and Pacific Ocean. The Andes Mountains are within the borders of Colombia, and are a popular destination for tourists to hike.[citation needed]

Along the coast and in the northern areas of the country the climate is "warm and tropical ... with a rainy season from May to November." The temperature stays fairly consistent throughout the year because Colombia is so close to the equator. The variety in temperature comes from the level of altitude; it is much cooler in the higher altitudes of Colombia than the low land coastal areas.[citation needed]

Popular times to visit Colombia include the most famous festivals such as the Cali's Fair, the Barranquilla's Carnival, the Bogota Summer Festival, the Ibero-American Theater Festival, Blacks and Whites' Carnival in Pasto, Manizales fair the Flower Festival is when the most foreign tourists go to Colombia. Many people visit Colombia during Christmas time and the celebrations surrounding the Independence of Colombia. The Ministry of Tourism considers high seasons the Holy Week, the northern hemisphere summer months (June, July, August, September) and Christmas season. During the Holy Week many travel to the Caribbean Region of Colombia or visit popular landmarks like Las Lajas Cathedral, Salt Cathedral of Zipaquirá, Monserrate and Guadalupe Hill the towns of Santa Cruz de Mompox, villa de Leyva, Guamal or Popayán where Roman Catholic traditions and rituals are performed, among others. Colombia also hosts dozens of popular music festivals throughout the year, such as Rock al Parque and Estereo Picnic.