If you've searched the net for private medical insurance that covers expats in Bulgaria then you are probably for looking for established UK based health insurance companies that can cover your medical expenses in Bulgaria.
Living as an expat in Bulgaria you want to avoid any nasty unexpected health care costs. In some countries these can run into hundreds of thousands of pounds for very serious conditions.
Our advice when looking for health insurance that covers expatriates living in Bulgaria is to speak to a insurance broker. Health insurance is very complicated and if you want absolute certainty that Bulgaria is covered you should consult with a broker who can explain which providers will cover medical expenses for expatriates in Bulgaria and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they provider cover for expats in Bulgaria, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Bulgaria and under what terms they do or don't cover it.
Tourism in Bulgaria is a significant contributor to the country's economy. Situated at the crossroads of the East and West, Bulgaria has been home to many civilizations: Thracians, Greeks, Romans, Eastern Romans or Byzantines, Slavs, Bulgars, and Ottomans. The country is rich in tourist sights and historical artifacts, scattered through a relatively small and easily accessible territory. Bulgaria is internationally known for its seaside and winter resorts.
Bulgaria attracted nearly 12 million foreign tourists in 2017, according to the World Bank. Tourists from five countries (Romania, Turkey, Greece, Germany and Russia) account for approximately 50% of all visitors. The sector contributed to 15% of GDP and supported 150,000 workplaces in 2014.
There are ten UNESCO World Heritage Sites in Bulgaria. The first four properties were inscribed in the World Heritage List in 1979, and the last in 2017. Bulgaria currently has sixteen additional properties on the Tentative List. Nestinarstvo, a ritual fire-dance of Thracian origin, is included in the list of UNESCO Intangible Cultural Heritage.