Health Insurance For Expats In Belize

The Best Health Insurance For Expatriates Living In Belize

Posted by Greg Jones on January 24, 2020

If you've searched the web for private medical insurance that covers expats in Belize then you are most likely for looking for trusted UK based health insurance companies that will cover your medical costs in Belize.

Living as an expat in Belize you want to avoid any nasty unexpected medical costs. In some countries these can amount to hundreds of thousands of pounds for very serious conditions.

Our advice when looking for private medical insurance that covers expatriates living in Belize is to speak to a health insurance broker. Health insurance is very complex and if you want complete certainty that Belize is covered by your policy you should talk with a medical insurance broker who can explain which policy providers will cover medical expenses for expatriates in Belize and which will exclude it.

There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.

  • Do you reside in many different areas? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've developed a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every health insurance provider you can find and ask if they provider cover for expats in Belize, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one health insurance broker which will know which policy providers on the market offer cover for expats in Belize and under what conditions they do or don't cover it.

Belize Information

Tourism in Belize has grown considerably recently, and it is now the second largest industry in the nation. Belizean Prime Minister Dean Barrow has stated his intention to use tourism to combat poverty throughout the country. The growth in tourism has positively affected the agricultural, commercial, and finance industries, as well as the construction industry. The results for Belize's tourism-driven economy have been significant, with the nation welcoming almost one million tourists in a calendar year for the first time in its history in 2012.

Prior to its independence in 1981, Belize was not regarded as a place to travel due to lack of infrastructure to cater to large-scale tourism. However, rapid expansion of the tourist industry over the last decade has made it the nation's second largest industry.

Tourism: Belize has large array of diverse tourists, adventure tourists and eco-tourist attractions. The Belize Barrier Reef (second largest in the world), over 450 offshore Cayes (islands), excellent fishing, safe waters for windsurfing, swimming, cave rafting, boating, paddleboarding, scuba diving, and snorkelling, numerous rivers for rafting, and kayaking, various jungle and wildlife reserves of fauna and flora, for hiking, bird watching, and helicopter touring, as well as many Maya ruins—support the thriving tourism and ecotourism industry. Of the hundreds of cave systems, Belize also holds the largest cave system in Central America, 544 species of birds, and well-preserved natural beauty. Despite all this, it is still among the least visited country in the region.

Development costs are high, but the Government of Belize has designated tourism as its second development priority after agriculture. In 2012, tourist arrivals totalled 917,869 (with about 584,683 from the U.S.) and tourist receipts amounted to over $1.3 billion.

The tourism industry is an important part of the economy of Belize, in 2007 contributing to over 25% of all jobs, and making up over 18% of the GDP. This constituted 590 million BZD (295 million USD), according to the Belize government, up 90 million BZD (45 million USD) from the year before. Important tourist attractions in Belize include the natural attractions of land and sea, making the areas important in Ecotourism, as well as the historic ruins of Belize's Pre-Columbian Maya civilization.

Popular tourist destinations include San Pedro Town and Caye Caulker, both located about 70 km and 40 km east off the coast of Belize, both situation only a few miles from the Barrier Reef at any point. They have been regarded as a "tropical paradises" by the Los Angeles Times. Cruise ships have been docking in Belize City, and average 850,000 tourists alone every year, some who partake in tours to nearby districts as well as the colonial city.

Many privately run companies have cooperatives in Southern Belize that manage a rural and community-based tourism project, which has been developed with support from the UNESCO. Tourism allows otherwise marginalized minorities such as the Maya and the Garifuna people to receive new opportunities in alternative markets, harvest crops, preserve and involve foreigners in their culture and diversify their income. Many companies offer visitors the opportunity to visit a cacao, cashew farm, learn about Maya, Kriol or Garifuna craftsmanship, and even to stay overnight on a Maya, Kriol or Garifuna village and explore with a community guide.

Eco-tourism aims to be ecologically and socially conscious, it focuses on local culture, wilderness, and adventure. Belize's eco-tourism is growing with every passing year, it boasts a number of eco-tourist tours and energy efficient hotels, with environmentally-conscious and renewable resources. Popular eco-tourism destinations in Belize include the Cockscomb Basin Wildlife Sanctuary, Mountain Pine Ridge Forest Reserve, Swallow Caye Wildlife Sanctuary, and the Community Baboon Sanctuary.

Before the arrival of Europeans in America, Belize lay in the heartland of the Maya civilisation, and consequently contains some of the earliest and most important Maya ruins. Archaeological findings at Caracol, in the southern end of the country, have suggested that it formed the centre of political struggles in the southern Maya lowlands. The complex covered an area much larger than present-day Belize City and supported more than twice the modern city's population. Meanwhile, Lamanai, in the north, is known for being the longest continually-occupied site in Mesoamerica, settled during the early Preclassic era and continuously occupied up to and during the area's colonisation.

While the majority of reserves under this category are related to the pre-colonial era, Serpon Sugar Mill and Yarborough Cemetery, both designated in 2009, only date from the 19th century and are alternatively described as historical reserves.