Health Insurance For Expats In Bangladesh

The Best Health Insurance For Expatriates Living In Bangladesh

Posted by Greg Jones on January 24, 2020

If you've searched Google for private health insurance that covers expats in Bangladesh then you are probably for looking for established UK based health insurance providers that will cover your medical costs in Bangladesh.

Living as an expatriate in Bangladesh you want to avoid any nasty unexpected health care costs. In some countries these can amount to hundreds of thousands of pounds for very serious conditions.

Our advice when shopping around for health insurance that covers expatriates living in Bangladesh is to speak to a insurance broker. Health insurance is extremely complicated and if you want complete certainty that Bangladesh is covered you should consult with a medical insurance broker who can explain which policy providers will cover medical expenses for expatriates in Bangladesh and which will not.

There are many advantages to using a insurance broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.

  • Do you reside in many different postcodes? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider you can find and ask if they provider cover for expats in Bangladesh, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one medical insurance broker which will know which providers on the market offer cover for expats in Bangladesh and under what conditions they do or don't cover it.

Bangladesh Information

Bangladesh's tourist attractions include historical monuments, resorts, beaches, picnic spots, forests and tribal people, wildlife of various species. Activities for tourists include angling, water skiing, river cruising, hiking, rowing, yachting, and sea bathing.

In the northern part, comprising the Rajshahi division, there are archaeological sites, including the temple city Puthia in Rajshahi; the largest and most ancient archaeological site, Mahasthangarh in Bogra; the single largest Buddhist monastery, Paharpur in Naogaon; the most ornamental terracota Hindu temple, Kantaji Temple, and many rajbaris or palaces of old zamindars.

In the south-eastern part, which is the Chittagong Division, there are natural and hilly areas like Chittagong Hill Tracts, along with sandy sea beaches. The most notable beach, in Cox's Bazar, is a contender for the title of longest unbroken sandy sea beach in the world.

In the south-western part, mainly the Khulna Division, there is the Sundarbans, the largest mangrove forest of the world with royal Bengal tiger and spotted deer. The historically and architecturally important sixty domed mosque in Bagerhat is a notable site. In the north-eastern part, Sylhet division, there is a green carpet of tea plants on small hillocks. Natural reserved forests are great attractions. Migratory birds in winter, particularly in the haor areas, are also very attractive in this area.

Ministry of Tourism and The Civil Aviation Ministry designs national policies for the development and promotion of tourism. The Ministry also maintains the Beautiful Bangladesh campaign. Bangladesh Government has formed Tourist Police unit to better protect local and foreign tourists as well as look after the nature and wildlife in the tourist spots.

The World Travel and Tourism Council (WTTC) reported in 2013 that the travel and tourism industry in Bangladesh directly generated 1,281,500 jobs in 2012 or 1.8 percent of the country's total employment, which ranked Bangladesh 157 out of 178 countries worldwide. Direct and indirect employment in the industry totalled 2,714,500 jobs, or 3.7 percent of the country's total employment. The WTTC predicted that by 2023, travel and tourism will directly generate 1,785,000 jobs and support an overall total of 3,891,000 jobs, or 4.2 percent of the country's total employment. This would represent an annual growth rate in direct jobs of 2.9 percent. Domestic spending generated 97.7 percent of direct travel and tourism gross domestic product (GDP) in 2012. Bangladesh's world ranking in 2012 for travel and tourism's direct contribution to GDP, as a percentage of GDP, was 142 out of 176.

Cox's Bazar (Bengali: কক্সবাজার Kaksbajar) is a seaside town, a fishing port and district headquarters in Bangladesh. It is known for its wide and long sandy beach, which is considered by many as the world's longest natural sandy sea beach. The beach in Cox's Bazar is an unbroken 125 kilometres (78 mi) sandy sea beach with a gentle slope. It is located 152 kilometres (94 mi) south of the Chittagong Seaport. Cox's Bazar is also known by the name Panowa, whose literal translation means "yellow flower". Its other old name was "Palongkee".

St. Martin's Island (Bengali: সেন্ট মার্টিন্স দ্বীপ) is a small island (area only 8 km2) in the northeastern part of the Bay of Bengal, about 9 km south of the tip of the Cox's Bazar-Teknaf peninsula, and forming the southernmost part of Bangladesh. There is a small adjoining island that is separated at high tide, called Chhera island. It is about 8 km west of the northwest coast of Myanmar, at the mouth of the Naf River. The first settlement started just 250 years ago by some Arabian sailors who named the island 'Zajira'. During British occupation the island was named St. Martin Island. The local names of the island are "Narical Gingira", also spelled "Narikel Jinjira/Jinjera", which means 'Coconut Island' in Bengali, and "Daruchini Dip". It is the only coral island in Bangladesh.

The city of Chittagong has many high end, private hotels such as the Hotel Agrabad, the Hotel Well Park Residence, The Peninsula Chittagong, the Hotel Harbour View, the Hotel Meridian, and Avenue Hotels and Suites.

Sajek Valley is an emerging tourist spot in Bangladesh situated among the hills of the Kasalong range of mountains in Sajek union, Baghaichhari Upazila in Rangamati District. The valley is 1,476 feet (450 m) above sea level. Sajek valley is known as the Queen of Hills & Roof of Rangamati. The name of Sajek Valley came from the Sajek River that originates from Karnafuli river. The Sajek river works as a border between Bangladesh and India.

Bandarban (Bengali: বান্দরবান) is a district in South-Eastern Bangladesh, and a part of the Chittagong Division and Chittagong Hill Tracts. Bandarban is regarded by many tourists to be one of the most attractive travel destinations in Bangladesh. Bandarban (meaning the dam of monkeys), or in Marma or Arakanese language as "Rwa-daw Mro" is also known as Arvumi or the Bohmong Circle (of the rest of the three hill districts Rangamati is the Chakma Circle, Raja Devasish Roy and Khagrachari is the Mong Circle, Raja Sachingprue Marma). Bandarban town is the hometown of the Bohmong Circle Chief (currently King, or Raja, U Cho Prue Marma) who is the head of the Marma population. It also is the administrative headquarters of Bandarban district, which has turned into one of the most exotic tourist attractions in Bangladesh.