If you've searched online for private health insurance that covers expats in Australia then you are most likely for looking for trusted UK based health insurance companies that will cover your medical expenses in Australia.
Living as an expat in Australia you want to avoid any nasty unexpected health care costs. In some countries these can amount to hundreds of thousands of pounds for serious conditions.
Our advice when shopping around for private medical insurance that covers expatriates living in Australia is to speak to a health insurance broker. Health insurance is incredibly complex and if you want complete certainty that Australia is covered by your policy you should consult with a health insurance broker who can explain which providers will cover medical costs for expatriates in Australia and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different postcodes? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Australia, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market offer cover for expats in Australia and under what terms they do or don't cover it.
Tourism in Australia is an important part of the Australian economy, and consists of domestic and international components. In the financial year 2014/15, tourism represented 3.0% of Australia's GDP contributing A$47.5 billion to the national economy. In 2019, the contribution was a record $44.6 billion. Domestic tourism is a significant part of the tourism industry, representing 73% of the total direct tourism GDP. The Covid-19 pandemic impacted international tourist arrivals as Australia closed its international borders in March 2020, but relatively low levels of cases in some regions of the country meant that domestic travel was still possible. The international borders are set to re-open in November 2021.
In the calendar year 2015, there were 7.4 million international visitors in Australia, and 8.6 million in the year to June 2019, an increase of 3%. Tourism employed 580,800 people in Australia in 2014–15, 5% of the workforce. About 43.7% of persons employed in tourism were part-time. Tourism also contributed 8.0% of Australia's total export earnings in 2010–11.
Popular Australian destinations include the coastal cities of Sydney, Brisbane and Melbourne, as well as other high-profile destinations including regional Queensland, the Gold Coast and the Great Barrier Reef, the world's largest reef. Uluru and the Australian outback are other popular locations, as is the Tasmanian wilderness. The unique Australian wildlife is also another significant point of interest in the country's tourism.
Despite the global economic challenges and natural disasters in 2010–2011, Australia's tourism growth was supported by increased consumption (up 4.4% over the last few year, largely due to an increase in the number of international visitors). On the back of a strong Australian dollar, 2010–11 also saw a record 7.4 million short-term resident departures from Australia, an increase of 9.9% from 2009–10. Consumption by domestic tourists grew at less than half the pace of international tourists in 2010–11 (up 2.1% compared to 4.4%).
The Australian Government released the 2020 Tourism Industry Potential on 15 November 2010, which estimated the Australian tourism industry to be worth up to $140 billion in overnight expenditure. This growth will largely be due to key emerging markets, including China, which is estimated to be the largest economic contributor to Australian tourism by 2020. The number of Chinese visitors has more than doubled from 2006 to 2012 reaching a peak of 626,400 in 2012 and surpassing for the first time the number of arrivals from the United Kingdom. In 2013, China was Australia's fastest growing tourist market. By 2017 China surpassed New Zealand as the top source of visitors to Australia, and in 2019 Chinese visitors reached a peak of over 1.4 million and had contributed about A$12 billion to the Australian economy. According to Tourism Australia Managing Director Andrew McEvoy, the Chinese are the highest spending visitors to the country.
All visitors to Australia, apart from New Zealanders, require an Australian visa to enter the country. For most countries, a full visa is required. Passport holders of all European Union countries as well as all Schengen Area countries and European microstates can apply online for an eVisitor authorisation. Citizens of some OECD and some East Asian countries are able to apply for the similar Electronic Travel Authority authorisation.
From the colonial days, the idea of travel has been more natural to Australians than to people long-established at one from their homes, were prone to continue their search for wealth or security for a while, or, having settled down, to return to the old countries to visit their kin and refresh old memories. The opening of new lands, the establishment of industries and towns, and the consequent dispersal of people over Australia created a habit of mobility and enterprise which encouraged Australians to face the hardships of early travel by coach, on horseback or by ship. Even so, the slow and uncomfortable modes of travel and the vast distances separating Australian towns tended to restrict travel to essential journeys for purposes of trade, to pursue an occupation or to settle. This changed somewhat with the advent of rail travel.
The initial emphasis in tourism for purposes of pleasure was strongest on travel to resorts near the main population centres. These included the Blue Mountains in New South Wales and the hill and coast resorts close to Melbourne and other major Victorian cities. The existing railway services radiating from those cities, together with the 'feeder' horse-drawn, and later motor, coach transport connecting with the railways, rendered the State Government railway tourist bureaux the main means for selling intrastate, and even some interstate, travel.