Health Insurance That Covers Wilms’ Tumour

A Buyers Guide To Health Insurance For Wilms’ Tumour

Posted by Greg Jones on January 24, 2020

If you've searched online for health insurance that covers wilms’ tumour then you are probably for looking for established UK based health insurance companies that can cover wilms’ tumour.

Our advice when shopping around for health insurance that covers wilms’ tumour is to speak to a insurance broker. Health insurance is very complex and if you want absolute certainty that wilms’ tumour is covered by your policy you should talk with a health insurance broker who can explain which policy providers will cover this medical condition and which will not.

There are many advantages to using a broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.

  • Do you live in many different postcodes? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
  • You've developed a certain condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every health insurance provider on the market and ask if they cover wilms’ tumour, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its far far quicker to speak to one health insurance broker which will know which policy providers on the market cover wilms’ tumour and under what conditions they do or don't cover it.

Wilms’ Tumour Information

Wilms’ tumour is a type of kidney cancer in children. About 70 children in the UK develop a Wilms’ tumour each year. It most often affects children under the age of five.

More children than ever are surviving childhood cancer. There are new and better drugs and treatments, and we can now also work to reduce the after-effects of having had cancer in the past.

It is devastating to hear that your child has cancer, and at times it can feel overwhelming. There are many healthcare professionals and support organisations to help you through this difficult time.

Understanding more about the cancer your child has and the treatments that may be used can often help parents to cope. We hope you find the information here helpful. Your child’s specialist will give you more detailed information. If you have any questions it’s important to ask the specialist doctor or nurse who knows your child’s individual situation.

Wilms’ tumour is a type of kidney cancer that was named after Dr Max Wilms, who first described it. It is thought to come from very specialised cells in the embryo known as metanephric blastema. These cells are involved in the development of the child’s kidneys while they are in the womb. The cells usually disappear at birth, but in many children with Wilms’ tumour, clusters of primitive kidneys cells, called nephrogenic rests can still be found.

The kidneys are a pair of organs found at the back of the abdomen. They clean the blood by removing excess fluids and waste products, which are then converted into urine.

In most children, the causes of Wilms’ tumour are unknown. Very rarely, people who develop Wilms’ tumour have other specific conditions which are present at birth (congenital malformations). These include the lack of an iris in the eye (aniridia), abnormalities of the genitals, and a condition where one side of the body is slightly larger than the other (hemihypertrophy).

In 1 in 100 people with Wilms’ tumour, another family member will also have Wilms’ tumour.

The most common symptom is a swollen abdomen, which is usually painless. Sometimes a parent or carer may feel a lump in the abdomen which can be quite large. Occasionally, the tumour may bleed slightly and this can irritate the kidney and may be painful. There may be blood in your child’s urine, or their blood pressure may be raised. The child may also have a high temperature (fever), upset stomach, weight loss or a lack of appetite.

A variety of tests and investigations may be needed to diagnose a Wilms’ tumour.

An abdominal ultrasound scan is usually the first thing that is done. This will be followed by an MRI and/or CT scan of the abdomen and chest. These scans help doctors to identify exactly where the tumour is and whether it has spread beyond the kidney. This is known as staging. Urine and blood samples will also be taken to check your child’s kidney function and general health. Most children will go on to have a biopsy, where a sample of tissue is taken from the tumour to confirm the diagnosis. Any tests and investigations that your child needs will be explained to you.

The stage of a cancer is a term used to describe its size and whether it has spread beyond its original site. Knowing the particular type and the stage of the cancer helps doctors decide on the most appropriate treatment.

In the case of a Wilms’ tumour, the stage is finalised after surgery to remove the tumour. As most Wilms’ tumour patients receive chemotherapy before surgery, you may not know the exact stage of your child’s tumour straight away. An exception is that babies under six months old usually have surgery straight away.

A commonly used staging system for Wilms’ tumour is described below:

Stage 1