If you've searched the net for private health insurance that covers warts and verrucas then you are probably for looking for established UK based health insurance companies that will cover your warts and verrucas.
Our advice when shopping around for private medical insurance that covers warts and verrucas is to speak to a health insurance broker. Health insurance is very complex and if you want absolute certainty that warts and verrucas is covered by your policy you should talk with a broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they cover warts and verrucas, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover warts and verrucas and under what terms they do or don't cover it.
Warts And Verrucas Information
Warts are small lumps that often develop on the skin of the hands and feet.
Warts vary in appearance and may develop singly or in clusters. Some are more likely to affect particular areas of the body. For example, verrucas are warts that usually develop on the soles of the feet.
Warts are non-cancerous, but can resemble certain cancers.
Most people will have warts at some point in their life. They tend to affect children and teenagers more than adults.
Read more about the symptoms of warts.
Warts are caused by an infection with the human papilloma virus (HPV).
The virus causes an excess amount of keratin, a hard protein, to develop in the top skin layer (epidermis). The extra keratin produces the rough, hard texture of a wart.
Read more about the causes of warts.
Warts aren't considered very contagious, but they can be caught by close skin-to-skin contact. The infection can also be transmitted indirectly from contaminated objects or surfaces, such as the area surrounding a swimming pool.
You are more likely to get infected if your skin is wet or damaged. After you become infected, it can take weeks or even months for a wart or verruca to appear.
Warts and verrucas aren't usually serious and can be treated by a pharmacist. Your pharmacist may recommend that you see your GP if required.
Most types of warts are easy to identify because they have a distinctive appearance. You should always see your pharmacist first if you have a growth on your skin you are unable to identify or are worried about.
Your pharmacist will be able to tell if it's a wart simply by looking at it. Where it is on your body and how it affects surrounding skin will also be taken into consideration.
Your pharmacist may advise you to see your GP if you have a wart that:
Most warts are harmless and clear up without treatment.