If you've searched the internet for health insurance that covers urinary incontinence then you are probably for looking for trusted UK based health insurance providers that will cover urinary incontinence.
Our advice when looking for private medical cover that covers urinary incontinence is to speak to a health insurance broker. Health insurance is very complex and if you want absolute certainty that urinary incontinence is covered by your policy you should consult with a medical insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you live in many different areas? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they cover urinary incontinence, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which providers on the market cover urinary incontinence and under what conditions they do or don't cover it.
Urinary Incontinence Information
Urinary incontinence is the unintentional passing of urine. It is a common problem and is thought to affect millions of people worldwide.
It's not clear exactly how many people are affected, but it's estimated that between 3 and 6 million people in the UK may have some degree of urinary incontinence.
Urinary incontinence affects both men and women, but it tends to be more common in women overall.
The symptoms of urinary incontinence depend on the type you have.
There are several types of urinary incontinence, but the most common are:
It is also possible to have a mixture of both stress and urge urinary incontinence.
Read more about the symptoms of urinary incontinence
The causes of urinary incontinence depend on the type.
Stress incontinence is usually the result of the weakening or damaging of the muscles used to prevent urination, such as the pelvic floor muscles and the urethral sphincter.
Urge incontinence is usually the result of overactivity of the detrusor muscle, which controls the bladder.
Certain things can increase the chances of urinary incontinence developing, including:
Read more about the causes of urinary incontinence
Although you may feel embarrassed talking to someone about your symptoms, it's a good idea to see your GP if you have any type of urinary incontinence as this can be the first step towards finding a way to effectively manage the problem.
Urinary incontinence can usually be diagnosed after a consultation with your GP, who will ask about your symptoms and may carry out a pelvic examination (in women) or rectal examination (in men).
Your GP may also suggest you keep a diary in which you note how much fluid you drink and how often you have to urinate.