If you've searched Google for private health insurance that covers tooth decay then you are most likely for looking for established UK based health insurance companies that will cover tooth decay.
Our advice when looking for private medical insurance that covers tooth decay is to speak to a health insurance broker. Health insurance is very complicated and if you want complete certainty that tooth decay is covered you should talk with a health insurance broker who can explain which providers will cover this medical condition and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they cover tooth decay, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which providers on the market cover tooth decay and under what terms they do or don't cover it.
Tooth Decay Information
If you have a dental problem you should, in the first instance always telephone the dental practice that you normally attend.
If you are not registered with any dental practice then you should read our advice on dental emergencies.
Further information is available on accessing dental treatment during the coronavirus pandemic.
Tooth decay can occur when acid is produced from plaque, which builds up on your teeth.
If plaque is allowed to build up, it can lead to further problems, such as dental caries (holes in the teeth), gum disease or dental abscesses, which are collections of pus at the end of the teeth or in the gums.
This topic covers:
Seeing a dentist
Cost of NHS treatment
Protecting your child's teeth
How plaque causes tooth decay
Tooth decay may not cause any pain. However, if you have dental caries you might have: