If you've searched the internet for health insurance that covers tinnitus then you are probably for looking for trusted UK based health insurance companies that will cover your tinnitus.
Our advice when looking for health insurance that covers tinnitus is to speak to a insurance broker. Health insurance is extremely complex and if you want absolute certainty that tinnitus is covered you should talk with a broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider you can find and ask if they cover tinnitus, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which providers on the market cover tinnitus and under what conditions they do or don't cover it.
Tinnitus is the term for hearing sounds that come from inside your body, rather than from an outside source.
It's often described as "ringing in the ears", although several sounds can be heard, including:
Some people may hear sounds similar to music or singing, and others hear noises that beat in time with their pulse (pulsatile tinnitus).
You may also notice that your hearing is not as good as it used to be or you're more sensitive to everyday sounds (hyperacusis).
Tinnitus is rarely a sign of a serious underlying condition. For some people it may come and go and only be a minor irritation.
However, for some people, it can have a significant impact on everyday life and be very distressing, affect concentration, and cause problems such as difficulty sleeping (insomnia) and depression.
In many cases, tinnitus will get better gradually over time, either by disappearing or by the body getting used to it (habituation). But it's important to seek medical advice to see if an underlying cause can be found and treated, and to help you find ways to cope with the problem.
You should see your GP if you continually or regularly hear sounds such as buzzing, ringing or humming in your ears.
They can examine your ears to see if the problem might be caused by a condition they could easily treat, such as an ear infection or earwax build-up. They can also do some simple checks to see if you have any hearing loss.
If necessary, your GP can refer you to a hospital specialist for further tests and treatment.
Read more about diagnosing tinnitus.
Tinnitus can develop gradually over time or occur suddenly. It's not clear exactly why it happens, but it often occurs along with some degree of hearing loss.
Tinnitus is often associated with:
However, around one in every three people with tinnitus doesn't have any obvious problem with their ears or hearing.
Read more about the causes of tinnitus.