If you've searched the net for health insurance that covers sudden infant death syndrome (sids) then you are probably for looking for established UK based health insurance providers that will cover your sudden infant death syndrome (sids).
Our advice when shopping around for private medical insurance that covers sudden infant death syndrome (sids) is to speak to a health insurance broker. Health insurance is incredibly complex and if you want absolute certainty that sudden infant death syndrome (sids) is covered you should talk with a medical insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a insurance broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you live in many different postcodes? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider you can find and ask if they cover sudden infant death syndrome (sids), however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover sudden infant death syndrome (sids) and under what conditions they do or don't cover it.
Sudden Infant Death Syndrome (SIDS) Information
For the first 6 months of your baby's life the safest place for them to sleep is in a cot and in the same room as the person looking after them for all sleeps.
Sadly, every year a small number of babies die suddenly and unexpectedly in their sleep. Sometimes a cause is found, such as an underlying health condition, but often there's no obvious reason.
You may hear the terms sudden unexpected death in infancy (SUDI) and sudden infant death syndrome (SIDS) which used to be called cot death.
SUDI happens most often during sleep at any time, day or night. Doctors don’t yet know what causes it but it’s most likely to happen in the first 6 months. Babies born early and underweight and twins or multiple babies are more at risk.
SUDI is at increased risk of happening if you:
SUDI is at increased risk of happening if your baby:
Breastfeeding your baby reduces the risks of SUDI
For the first 6 months the safest place for your baby to sleep is in a cot, crib or moses basket in your room beside your bed and in the same room as you for all sleeps. You'll also be close by if they need a feed or cuddle.
You can help your baby get a good sleep and stay as safe as possible by:
If your baby uses a dummy, use it for every sleep. If you're breastfeeding, wait at least 4 weeks before giving your baby a dummy.
Make sure that any other family or friends who may look after your baby know how to put your baby down for a sleep safely.
Never put yourself in a position that you can fall asleep with your baby in an armchair or on the sofa as this increases the risk of SUDI.
Adult beds aren't designed for babies. Before you bed-share, consider whether you think it's a safe place for your baby to sleep.
Mothers do sometimes bed-share when breastfeeding, however, without some planning and thought it can be very dangerous.
If you’re thinking about bed-sharing, talk to your midwife, health visitor or family nurse about how to reduce the risks for your baby.