Health Insurance That Covers Stroke

A Buyers Guide To Health Insurance For Stroke

Posted by Greg Jones on January 24, 2020

If you've searched the internet for private medical insurance that covers stroke then you are probably for looking for trusted UK based health insurance providers that will cover stroke.

Our advice when looking for private medical cover that covers stroke is to speak to a health insurance broker. Health insurance is extremely complex and if you want absolute certainty that stroke is covered by your policy you should talk with a health insurance broker who can explain which policy providers will cover this medical condition and which will not.

There are many advantages to using a broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.

  • Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
  • You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every medical insurance provider on the market and ask if they cover stroke, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one medical insurance broker which will know which policy providers on the market cover stroke and under what terms they do or don't cover it.

Stroke Information

A stroke is a serious, life-threatening medical condition that occurs when the blood supply to part of the brain is cut off.

Strokes are a medical emergency and urgent treatment is essential. The sooner a person receives treatment for a stroke, the less damage is likely to happen.

If you suspect that you or someone else is having a stroke, phone 999 immediately and ask for an ambulance.

Treating and preventing stroke continues to be a national clinical priority for Scotland. 

The main symptoms of stroke can be remembered with the word FAST: Face-Arms-Speech-Time.

Read more about the symptoms of a stroke

Like all organs, the brain needs the oxygen and nutrients provided by blood to function properly. If the supply of blood is restricted or stopped, brain cells begin to die. This can lead to brain injury, disability and possibly death.

There are two main causes of strokes:

There is also a related condition known as a transient ischaemic attack (TIA). This is when the supply of blood to the brain is temporarily interrupted, causing a "mini-stroke". TIAs often last between 30 minutes and several hours (but fewer than 24 hours). TIAs should be treated seriously, as they're often a warning sign that you're at risk of having a full stroke in the near future.

Read more about the causes of strokes

In the Scottish Health Survey (2017), 3.2% of men and 2.8% of women reported that they had experienced a stroke.

Treating and preventing stroke continues to be a national clinical priority for Scotland. Smoking, being overweight, lack of exercise, drinking alcohol above recommended limits and a poor diet are also risk factors for stroke. Having high cholesterol, atrial fibrillation and diabetes

Older people are most at risk of having strokes, although they can happen at any age – including in children.

Some risk factors can't be changed. These include:

Read more about causes of a stroke and who's at risk