If you've searched online for private health insurance that covers skin cancer (non-melanoma) then you are probably for looking for trusted UK based health insurance companies that will cover skin cancer (non-melanoma).
Our advice when shopping around for health insurance that covers skin cancer (non-melanoma) is to speak to a insurance broker. Health insurance is extremely complex and if you want complete certainty that skin cancer (non-melanoma) is covered by your policy you should consult with a health insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider you can find and ask if they cover skin cancer (non-melanoma), however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover skin cancer (non-melanoma) and under what terms they do or don't cover it.
Skin Cancer (Non-Melanoma) Information
Skin cancer is one of the most common cancers in the world. Non-melanoma skin cancer refers to a group of cancers that slowly develop in the upper layers of the skin.
The term 'non-melanoma' distinguishes these more common kinds of skin cancer from the less common skin cancer known as melanoma, which spreads faster in the body.
The first sign of non-melanoma skin cancer is usually the appearance of a lump or patch on the skin that doesn't heal after a few weeks.
In most cases, cancerous lumps are red and firm, while cancerous patches are often flat and scaly.
See your GP if you have any skin abnormality that hasn't healed after four weeks. Although it is unlikely to be skin cancer, it is best to be sure.
Read more about the symptoms of non-melanoma skin cancer
Non-melanoma skin cancers usually develop in the outermost layer of skin (epidermis) and are often named after the type of skin cell from which they develop.
The 2 most common types of non-melanoma skin cancer are:
Although not classed as non-melanoma skin cancers, actinic keratoses and Bowen's disease may sometimes develop into squamous cell carcinoma if left untreated.
Non-melanoma skin cancer is mainly caused by overexposure to ultraviolet (UV) light. UV light comes from the sun, as well as artificial sunbeds and sunlamps.
In addition to UV light overexposure, there are certain things that can increase your chances of developing non-melanoma skin cancer, such as:
Read more about the causes of non-melanoma skin cancer
Non-melanoma skin cancer is one of the most common types of cancer in the world. There are more than 100,000 new cases of non-melanoma skin cancer every year in the UK.
Non-melanoma skin cancer affects slightly more men than women.
Your GP can examine your skin for signs of skin cancer. They may refer you to a skin specialist (dermatologist) or a specialist plastic surgeon if they are unsure or suspect skin cancer.