If you've searched the net for private health insurance that covers sinusitis then you are probably for looking for established UK based health insurance companies that will cover your sinusitis.
Our advice when shopping around for private medical insurance that covers sinusitis is to speak to a health insurance broker. Health insurance is incredibly complex and if you want absolute certainty that sinusitis is covered you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they cover sinusitis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover sinusitis and under what terms they do or don't cover it.
Sinusitis is a common condition in which the lining of the sinuses becomes inflamed. It's usually caused by a viral infection and often improves within two or three weeks.
The sinuses are small, air-filled cavities behind your cheekbones and forehead.
The mucus produced by your sinuses usually drains into your nose through small channels. In sinusitis, these channels become blocked because the sinus linings are inflamed (swollen).
Sinusitis usually occurs after an upper respiratory tract infection, such as a cold. If you have a persistent cold and develop the symptoms below, you may have sinusitis.
Symptoms of sinusitis include:
Children with sinusitis may be irritable, breathe through their mouth, and have difficulty feeding. Their speech may also sound nasal (as though they have a stuffy cold).
The symptoms of sinusitis often clear up within a few weeks (acute sinusitis), although occasionally they can last three months or more (chronic sinusitis).
If your symptoms are mild and getting better, you don't usually need to see your GP and can look after yourself at home.
See your GP if:
Your GP will usually be able to diagnose sinusitis from your symptoms and by examining the inside of your nose.
If you have severe or recurrent sinusitis, they may refer you to an ear, nose and throat (ENT) specialist for further assessment.
Most people with sinusitis will feel better within two or three weeks and can look after themselves at home.
You can help relieve your symptoms by:
If your symptoms aren't improving or are getting worse, your GP may prescribe antibiotics or corticosteroid spray or drops to see if they help.
If your symptoms don't get better after trying these treatments, you may be referred to an ENT specialist for surgery to improve the drainage of your sinuses.