If you've searched online for private medical insurance that covers scoliosis then you are most likely for looking for trusted UK based health insurance providers that can cover your scoliosis.
Our advice when looking for private medical cover that covers scoliosis is to speak to a insurance broker. Health insurance is extremely complicated and if you want complete certainty that scoliosis is covered by your policy you should talk with a health insurance broker who can explain which providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different areas? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider on the market and ask if they cover scoliosis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which policy providers on the market cover scoliosis and under what terms they do or don't cover it.
Scoliosis is the abnormal twisting and curvature of the spine.
It is usually first noticed by a change in appearance of the back.
Typical signs include:
Back pain is common in adults with scoliosis. Young people with scoliosis may also experience some discomfort but it's less likely to be severe.
If you or your child have signs of scoliosis, make an appointment to see your GP. They can examine your back and can refer you for an X-ray for confirmation.
If you or your child are diagnosed with scoliosis, it's important to see a scoliosis specialist to talk about treatment options.
Read more about diagnosing scoliosis.
In around eight out of every 10 cases, a cause for scoliosis is not found. This is known as idiopathic scoliosis.
A small number of cases are caused by other medical conditions, including:
Rarely, babies can be born with scoliosis, as a result of a problem with the development of the spine in the womb.
In adults, age related changes in the discs and joints of the spine and a reduction in bone density may cause scoliosis. Adults can also experience worsening over time of previously undiagnosed or untreated scoliosis.
Read more about the causes of scoliosis.
It used to be thought that scoliosis was only a childhood condition, but it’s now increasingly recognised as a condition that affects older adults as well.
It can develop at any age, but is most common in children aged 10-15. In the UK, around three or four in every 1,000 children need treatment for scoliosis.
It's more common in females than males.