Health Insurance That Covers Ringworm And Other Fungal Infections

A Buyers Guide To Health Insurance For Ringworm And Other Fungal Infections

Posted by Greg Jones on January 24, 2020

If you've searched the net for private medical insurance that covers ringworm and other fungal infections then you are most likely for looking for trusted UK based health insurance companies that will cover your ringworm and other fungal infections.

Our advice when shopping around for health insurance that covers ringworm and other fungal infections is to speak to a health insurance broker. Health insurance is extremely complicated and if you want absolute certainty that ringworm and other fungal infections is covered by your policy you should talk with a medical insurance broker who can explain which providers will cover this medical condition and which will not.

There are many advantages to using a insurance broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.

  • Do you live in many different postcodes? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.

You can call around every health insurance provider you can find and ask if they cover ringworm and other fungal infections, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one medical insurance broker which will know which providers on the market cover ringworm and other fungal infections and under what terms they do or don't cover it.

Ringworm And Other Fungal Infections Information

Ringworm is a common fungal infection that can cause a red or silvery ring-like rash on the skin. Ringworm commonly affects arms and legs, but it can appear almost anywhere on the body. Despite its name, ringworm doesn't have anything to do with worms.

Other similar fungal infections can affect the scalp, feet, groin and nails. These fungal infections, medically known as "tinea", are not serious and are usually easily treated. However, they are contagious and easily spread.

There are different types of tinea fungal infection, based on the affected area of the body:

Ringworm usually looks like a round, red or silvery patch of skin that may be scaly, inflamed and itchy, but other fungal infections may present themselves slightly differently. Read more about the symptoms of ringworm and other tinea fungal infections.

See your GP if you or your child has a fungal scalp infection, as it’s treated with antifungal tablets, which are only available on prescription. Symptoms of a fungal scalp infection include small patches of scaly scalp skin (which may be sore), patchy hair loss and itchiness. Other types of fungal infections (including ringworm) are generally treated with antifungal cream from the pharmacy, and you don't need to see a doctor unless it persists. However, pharmacists often prefer children to see a GP to confirm a diagnosis.

Fungal spores are passed between people through direct skin contact and by sharing objects such as towels, hairbrushes and bedding. Athlete’s foot is commonly spread in gym and swimming pool changing rooms. Pets, such as dogs and cats, can have ringworm, and you can catch it by stroking them. Read more about the causes of ringworm.

It's estimated that 10-20% of people will have ringworm in their lifetime. Although children are more likely to get this, people of all ages can be affected. Groin infections are more common in young men. Fungal scalp infections (tinea capitis) are most common in children who have not reached puberty, particularly African-Caribbean children and those who live in urban areas.

Most ringworm infections are mild and can be treated using a pharmacy antifungal cream. Scalp infections can be treated with antifungal tablets, sometimes combined with antifungal shampoo. If the skin is irritated or broken, it can lead to other bacterial infections, which may need treatment with antibiotics. Read more about how to treat fungal infections.

It's important to prevent the infection spreading. You should avoid sharing towels, bedding or clothes with someone with a fungal infection. If you think your pet has ringworm, take it to the vet. If your pet is treated quickly, you’ll be less likely to catch it. If your child has a fungal infection, they can go to school, but you should inform their teacher. In addition to treatment, your child should maintain a good level of personal hygiene to prevent the infection spreading. Read more about how to stop the spread of fungal infections.

The symptoms of a tinea fungal infection depend on where the infection is.

The symptoms of ringworm include:

In more severe cases:

The ring spreads outwards as it progresses. You can have one patch or several patches of ringworm, and in more serious cases, your skin may become raised and blistered.

Ringworm on the face and neck may not appear ring-shaped, but may be itchy and swollen, and it can become dry and crusted. If you have a beard, you may notice patches of hair breaking away.

Ringworm on the hand often causes the skin to become thicker on the palm and in between the fingers. It may affect one hand or both and normally only appears on one side.