If you've searched the net for private health insurance that covers psychosis then you are most likely for looking for trusted UK based health insurance companies that can cover psychosis.
Our advice when looking for health insurance that covers psychosis is to speak to a insurance broker. Health insurance is extremely complicated and if you want absolute certainty that psychosis is covered by your policy you should talk with a broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they cover psychosis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover psychosis and under what conditions they do or don't cover it.
Psychosis is a mental health problem that causes people to perceive or interpret things differently from those around them. This might involve hallucinations or delusions.
The two main symptoms of psychosis are:
The combination of hallucinations and delusional thinking can often severely disrupt perception, thinking, emotion, and behaviour.
Experiencing the symptoms of psychosis is often referred to as having a psychotic episode.
Psychosis isn't a condition in itself – it's triggered by other conditions.
It's sometimes possible to identify the cause of psychosis as a specific mental health condition, such as:
Psychosis can also be triggered by traumatic experiences, stress, or physical conditions, such as Parkinson's disease, a brain tumour, or as a result of drug misuse or alcohol misuse.
How often a psychotic episode occurs and how long it lasts can depend on the underlying cause.
For example, schizophrenia can be long term, but most people can make a good recovery and about a quarter only have a single psychotic episode. Episodes related to bipolar disorder usually resolve, but may recur.
Read more about the causes of psychosis.
You should see your GP immediately if you're experiencing psychotic episodes. It's important psychosis is treated as soon as possible as early treatment usually has better long-term outcomes.
Your GP will look at your symptoms and rule out short-term causes, such as drug misuse. They may ask you some questions to help determine what's causing your psychosis. For example, they may ask you:
Your GP should refer you to a mental health specialist for further assessment and treatment.
Read more about diagnosing psychosis.
Treatment for psychosis involves using a combination of: