If you've searched online for health insurance that covers postnatal depression then you are most likely for looking for trusted UK based health insurance providers that can cover postnatal depression.
Our advice when shopping around for private medical cover that covers postnatal depression is to speak to a insurance broker. Health insurance is incredibly complicated and if you want complete certainty that postnatal depression is covered you should talk with a medical insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different areas? Some will give you a lower premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider on the market and ask if they cover postnatal depression, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market cover postnatal depression and under what conditions they do or don't cover it.
Postnatal Depression Information
Postnatal depression is a type of depression that many parents experience after having a baby.
It's a common problem, affecting more than 1 in every 10 women within a year of giving birth. It can also affect fathers and partners, although this is less common.
It's important to seek help as soon as possible if you think you might be depressed, as your symptoms could last months or get worse and have a significant impact on you, your baby and your family.
With the right support, which can include self-help strategies and therapy, most women make a full recovery.
Many women feel a bit down, tearful or anxious in the first week after giving birth. This is often called the "baby blues" and is so common that it’s considered normal. The "baby blues" don’t last for more than two weeks after giving birth.
If your symptoms last longer or start later, you could have postnatal depression. Postnatal depression can start any time in the first year after giving birth.
Signs that you or someone you know might be depressed include:
Many women don't realise they have postnatal depression, because it can develop gradually.
Read more about the symptoms of postnatal depression.
Speak to your GP or health visitor if you think you may be depressed. Many health visitors have been trained to recognise postnatal depression and have techniques that can help. If they can't help, they'll know someone in your area who can.
Encourage your partner to seek help if you think they might be having problems.
Don't struggle alone hoping that the problem will go away. Remember that:
Postnatal depression can be lonely, distressing and frightening, but support and effective treatments are available.
Local and national organisations, such as the Association for Post Natal Illness (APNI) and Pre and Postnatal Depression Advice and Support (PANDAS), can also be useful sources of help and advice.