If you've searched Google for private medical insurance that covers personality disorder then you are most likely for looking for trusted UK based health insurance companies that can cover personality disorder.
Our advice when looking for private medical cover that covers personality disorder is to speak to a health insurance broker. Health insurance is extremely complicated and if you want absolute certainty that personality disorder is covered you should consult with a medical insurance broker who can explain which policy providers will cover this medical condition and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.
- Do you live in many different postcodes? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they cover personality disorder, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market cover personality disorder and under what terms they do or don't cover it.
Personality Disorder Information
Personality disorders are conditions in which an individual differs significantly from an average person, in terms of how they think, perceive, feel or relate to others.
Changes in how a person feels and distorted beliefs about other people can lead to odd behaviour, which can be distressing and may upset others.
Common features include:
Symptoms typically get worse with stress.
People with personality disorders often experience other mental health problems, especially depression and substance misuse.
Personality disorders typically emerge in adolescence and continue into adulthood.
They may be mild, moderate or severe, and people may have periods of "remission" where they function well.
Personality disorders may be associated with genetic and family factors. Experiences of distress or fear during childhood, such as neglect or abuse, are common.
Several different types of personality disorder are recognised. They have been broadly grouped into one of three clusters – A, B or C – which are summarised below.
Read about the symptoms of personality disorders for a full list of the main types and signs of personality disorders.
A person with a cluster A personality disorder tends to have difficulty relating to others and usually shows patterns of behaviour most people would regard as odd and eccentric. Others may describe them as living in a fantasy world of their own.
An example is paranoid personality disorder, where the person is extremely distrustful and suspicious.
A person with a cluster B personality disorder struggles to regulate their feelings and often swings between positive and negative views of others. This can lead to patterns of behaviour others describe as dramatic, unpredictable and disturbing.
An example is borderline personality disorder, where the person is emotionally unstable, has impulses to self-harm, and has intense and unstable relationships with others.
A person with a cluster C personality disorder struggles with persistent and overwhelming feelings of fear and anxiety. They may show patterns of behaviour most people would regard as antisocial and withdrawn.