Health Insurance That Covers Parkinsons Disease

A Buyers Guide To Health Insurance For Parkinsons Disease

Posted by Greg Jones on January 24, 2020

If you've searched the net for health insurance that covers parkinsons disease then you are most likely for looking for trusted UK based health insurance companies that will cover your parkinsons disease.

Our advice when looking for private medical cover that covers parkinsons disease is to speak to a insurance broker. Health insurance is extremely complex and if you want complete certainty that parkinsons disease is covered by your policy you should consult with a broker who can explain which providers will cover this medical condition and which will exclude it.

There are many advantages to using a broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.

  • Do you live in many different areas? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider you can find and ask if they cover parkinsons disease, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one medical insurance broker which will know which policy providers on the market cover parkinsons disease and under what conditions they do or don't cover it.

Parkinsons Disease Information

Parkinson's disease is a condition in which parts of the brain become progressively damaged over many years.

The three main symptoms of Parkinson's disease are:

A person with Parkinson's disease can also experience a wide range of other physical and psychological symptoms, including:

Read more about the symptoms of Parkinson's disease

See your GP if you're concerned that you may have symptoms of Parkinson's disease.

Your GP will ask about the problems you're experiencing and may refer you to a specialist for further tests.

Read more about diagnosing Parkinson's disease

Parkinson's disease is caused by a loss of nerve cells in part of the brain called the substantia nigra. This leads to a reduction in a chemical called dopamine in the brain.

Dopamine plays a vital role in regulating the movement of the body. A reduction in dopamine is responsible for many of the symptoms of Parkinson's disease.

Exactly what causes the loss of nerve cells is unclear. Most experts think that a combination of genetic and environmental factors is responsible.

Read more about the causes of Parkinson's disease

It's thought around 1 in 500 people are affected by Parkinson's disease, which means there are an estimated 127,000 people in the UK with the condition.

Most people with Parkinson's start to develop symptoms when they're over 50, although around 1 in 20 people with the condition first experience symptoms when they're under 40.

Men are slightly more likely to get Parkinson's disease than women.

Although there's currently no cure for Parkinson's disease, treatments are available to help reduce the main symptoms and maintain quality of life for as long as possible.