If you've searched Google for private health insurance that covers panic disorder then you are probably for looking for trusted UK based health insurance providers that will cover panic disorder.
Our advice when looking for private medical cover that covers panic disorder is to speak to a health insurance broker. Health insurance is incredibly complex and if you want absolute certainty that panic disorder is covered you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you live in many different areas? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider on the market and ask if they cover panic disorder, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which providers on the market cover panic disorder and under what conditions they do or don't cover it.
Panic Disorder Information
Panic disorder is where you have recurring and regular panic attacks, often for no apparent reason.
Everyone experiences feelings of anxiety and panic at certain times during their lifetime. It's a natural response to stressful or dangerous situations.
However, for someone with panic disorder, feelings of anxiety, stress and panic occur regularly and at any time.
Anxiety is a feeling of unease. It can range from mild to severe and can include feelings of worry and fear. There are several conditions that can cause severe anxiety including
A panic attack occurs when your body experiences a rush of intense psychological (mental) and physical symptoms.
You may experience an overwhelming sense of fear, apprehension and anxiety. As well as these feelings, you may also have physical symptoms such as:
The number of panic attacks you have will depend on how severe your condition is. Some people may have one or two attacks each month, while others may have several attacks a week.
Read more about the symptoms of panic disorder.
Panic attacks can be very frightening and intense, but they're not dangerous. An attack won't cause you any physical harm, and it's unlikely that you'll be admitted to hospital if you've had a panic attack.
As with many mental health conditions, the exact cause of panic disorder isn't fully understood.
However, it's thought the condition is probably linked to a combination of physical and psychological factors.
Read about the possible causes of panic disorder.
It’s important to be aware that some physical conditions and disorders can have similar symptoms to those of anxiety. For example:
See your GP if you have symptoms of anxiety or panic disorder (see above).
You may be diagnosed with panic disorder if you experience recurrent and unexpected panic attacks followed by at least one month of continuous worry or concern about having further attacks.