Health Insurance That Covers Osteosarcoma

A Buyers Guide To Health Insurance For Osteosarcoma

Posted by Greg Jones on January 24, 2020

If you've searched the internet for private health insurance that covers osteosarcoma then you are probably for looking for trusted UK based health insurance companies that can cover osteosarcoma.

Our advice when shopping around for private medical cover that covers osteosarcoma is to speak to a health insurance broker. Health insurance is very complicated and if you want complete certainty that osteosarcoma is covered you should consult with a medical insurance broker who can explain which policy providers will cover this medical condition and which will not.

There are many advantages to using a broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.

  • Do you reside in many different postcodes? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've developed a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider you can find and ask if they cover osteosarcoma, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one medical insurance broker which will know which providers on the market cover osteosarcoma and under what terms they do or don't cover it.

Osteosarcoma Information

Osteosarcoma is a type of bone cancer. About 30 children in the UK develop osteosarcomas each year. These tumours occur more commonly in older children and teenagers and are very rarely seen in children under five.

More children than ever are surviving childhood cancer. There are new and better drugs and treatments. But it remains devastating to hear that your child has cancer, and at times it can feel overwhelming. There are many healthcare professionals and support organisations to help you through this difficult time.

Understanding more about the cancer your child has and the treatments that may be used can often help parents to cope. We hope you find the information here helpful. Your child’s specialist will give you more detailed information. If you have any questions it’s important to ask the specialist doctor or nurse who knows your child’s individual situation.

Osteosarcoma often starts at the end of the long bones, where new bone tissue forms as a young person grows. Any bone in the body can be affected, but the most common sites are in the arms and legs, particularly around the knee and shoulder joints.

There are several different types of osteosarcoma. Most occur in the centre of the bone. There are also rare subtypes, such as parosteal, periosteal, telangiectatic, and small cell osteosarcoma.

There has been a lot of research into the causes of osteosarcoma but, like most childhood cancers, a definite cause is unknown. There are a few risk factors that have been associated with osteosarcoma. Children who have hereditary retinoblastoma (a rare tumour of the eye) have an increased risk of developing osteosarcoma. Children who have previously had radiotherapy and chemotherapy also have an increased risk of developing osteosarcoma. It is not caused by injuries or damage to the bone, although an injury may draw attention to a bone tumour.

Pain in the affected bone is the most common symptom. This pain may initially come and go, and then gradually become more severe and constant especially at night. There may also be swelling around the affected bone. Osteosarcoma is sometimes discovered when a bone that has been weakened by cancer breaks after the person has had a minor fall or accident. Some patients may develop a limp if the tumour is in the leg or pelvis.

These symptoms can be caused by many things other than cancer. However, any persistent bone pain should be checked by your child’s doctor. Symptoms are often attributed to a sporting injury.

Usually you begin by seeing your family doctor (GP), who will examine your child and may arrange tests or X-rays. Many of the specific tests for diagnosing bone tumours require experience and specialist techniques so if a bone tumour is suspected, the doctor will refer your child directly to a specialist hospital or bone tumour centre for further tests.

The doctor at the hospital will take your child’s full medical history. They will then do a physical examination. This will include an examination of the painful bone to check for any swelling or tenderness. Your child will probably have a blood test to check their general health.

A variety of tests and investigations may be needed to diagnose osteosarcoma. An X-ray of the painful part of the bone will usually identify a tumour, although sometimes they can be difficult to see.

A small piece of the tumour will be removed and looked at under a microscope. This is called a biopsy. It’s a small operation, performed under a general anaesthetic.

Other tests are done to check whether the cancer has spread to other parts of the body. These include a chest X-ray, blood tests, a bone scan and an MRI or CT scan.

Any tests and investigations that your child needs will be explained to you.

Grading refers to the appearance of the cancer cells under the microscope, and gives an idea of how quickly the cancer may develop. Low-grade cancer cells are usually slow-growing and less likely to spread.