If you've searched the internet for private health insurance that covers osteoarthritis then you are probably for looking for trusted UK based health insurance companies that can cover osteoarthritis.
Our advice when looking for health insurance that covers osteoarthritis is to speak to a health insurance broker. Health insurance is incredibly complex and if you want complete certainty that osteoarthritis is covered you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will not.
There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider on the market and ask if they cover osteoarthritis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which policy providers on the market cover osteoarthritis and under what conditions they do or don't cover it.
Osteoarthritis is a condition that causes the joints to become painful and stiff. It is the most common type of arthritis in the UK.
The severity of osteoarthritis symptoms can vary greatly from person to person, and between different affected joints. For some people, the symptoms may be mild and may come and go, whereas others can experience more continuous and severe problems.
Almost any joint can be affected by osteoarthritis, but the condition most often causes problems in the knees, hips, and small joints of the hands.
The pain and stiffness in the joints can make carrying out everyday activities difficult for some people with the condition.
Read more about the symptoms of osteoarthritis.
You should see your GP if you have persistent symptoms of osteoarthritis so they can try to identify the cause.
To help determine whether you have osteoarthritis, your GP will ask you about your symptoms and examine your joints.
Read more about diagnosing osteoarthritis.
Osteoarthritis occurs when there is damage in and around the joints that the body cannot fully repair.
It's not clear exactly why this happens in some people, although your chances of developing the condition can be influenced by a number of factors, such as your age and weight.
Osteoarthritis usually develops in people over 45 years of age, although younger people can also be affected.
It is commonly thought that osteoarthritis is an inevitable part of getting older, but this is not quite true. You may in fact be able to reduce your chances of developing the condition by doing regular, gentle exercises and maintaining a healthy weight.
Read more about the causes of osteoarthritis and preventing osteoarthritis.
Osteoarthritis is a long-term condition and can't be cured, but it doesn't necessarily get any worse over time and it can sometimes gradually improve. A number of treatments are also available to reduce the symptoms.
Mild symptoms can sometimes be managed with simple measures including regular exercise, losing weight if you are overweight, wearing suitable footwear and using special devices to reduce the strain on your joints during your everyday activities.