If you've searched the web for private health insurance that covers multiple myeloma then you are probably for looking for established UK based health insurance providers that will cover your multiple myeloma.
Our advice when shopping around for health insurance that covers multiple myeloma is to speak to a health insurance broker. Health insurance is incredibly complicated and if you want absolute certainty that multiple myeloma is covered by your policy you should talk with a health insurance broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you live in many different postcodes? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider on the market and ask if they cover multiple myeloma, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover multiple myeloma and under what conditions they do or don't cover it.
Multiple Myeloma Information
Multiple myeloma, also known as myeloma, is a type of bone marrow cancer.
Bone marrow is the spongy tissue found at the centre of some bones. It produces the body's blood cells. Multiple myeloma affects the plasma cells (a type of blood cell) inside the bone marrow.
Myeloma does not usually take the form of a lump or tumour. Instead, the myeloma cells divide and expand within the bone marrow, damaging the bones and affecting the production of healthy blood cells.
Myeloma often affects many places in the body, which is why it is called multiple myeloma. Commonly affected areas include the spine, skull, pelvis and ribs.
In the early stages, myeloma may not cause any symptoms. It's often only suspected or diagnosed after a routine blood or urine test.
However, myeloma will eventually cause a wide range of problems, including:
Read more about the symptoms of multiple myeloma
See your GP if you have any of the above symptoms. While they're unlikely to be caused by cancer, it's best to get a proper diagnosis.
Your GP will examine you to check for bone tenderness, bleeding, signs of infection, and any other symptoms that suggest you may have myeloma.
They may also arrange blood and urine tests that can detect abnormal proteins produced by myeloma cells.
If myeloma is suspected, you will be referred to a consultant haematologist (a specialist in blood conditions) for further tests and treatment.
Read more about diagnosing multiple myeloma
Multiple myeloma is an uncommon type of cancer, with around 4,800 new cases diagnosed each year in the UK.
It's not known exactly what causes the condition, although it's more common in:
Read more about the causes of multiple myeloma.