If you've searched the web for private health insurance that covers miscarriage then you are most likely for looking for trusted UK based health insurance providers that will cover miscarriage.
Our advice when looking for health insurance that covers miscarriage is to speak to a insurance broker. Health insurance is very complex and if you want complete certainty that miscarriage is covered you should consult with a medical insurance broker who can explain which policy providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you reside in many different postcodes? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they cover miscarriage, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover miscarriage and under what conditions they do or don't cover it.
Miscarriage Information
A miscarriage is the loss of your baby before 24 weeks. Early miscarriages happen in the first 12 weeks of pregnancy. Late miscarriages happen between 12 and 24 weeks.
Most of the time there’s no clear reason why it happens, but it’s very unlikely to be caused by anything you did or didn’t do.
About 1 out of 5 pregnancies miscarry. Since many miscarriages aren't recorded the figure might be higher.
Always get medical help if:
If you're registered, contact your midwife or local maternity unit. If you’re not registered, contact your GP or the NHS 24 111 service.
Doctors think most miscarriages are caused when the building blocks controlling the development of a baby (the chromosomes) aren’t right. Babies with too many or not enough chromosomes won't develop properly. This leads to a miscarriage.
Miscarriages can also be caused by:
An early miscarriage happens in the first 12 weeks of pregnancy. Most women who miscarry do so in the first 12 weeks of their pregnancy.
Many women have a miscarriage before they even know they’re pregnant. If this happens it can feel like a late period with heavy bleeding.
You might be having an early miscarriage if:
Having some light bleeding's fairly common in the first 12 weeks of pregnancy and doesn't necessarily mean you're having a miscarriage.
If you start bleeding, you should always contact your GP or midwife and get advice about what to do.
If you’re in the early weeks of pregnancy:
Depending on your stage of pregnancy, you may deliver a small baby. That can be a shock and is an understandably upsetting time.
A late miscarriage happens after 12 weeks and before 24 weeks.