If you've searched online for private health insurance that covers migraine then you are most likely for looking for established UK based health insurance companies that will cover migraine.
Our advice when looking for private medical cover that covers migraine is to speak to a health insurance broker. Health insurance is extremely complex and if you want complete certainty that migraine is covered you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the largest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you live in many different postcodes? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they cover migraine, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market cover migraine and under what terms they do or don't cover it.
A migraine is usually a moderate or severe headache felt as a throbbing pain on one side of the head.
Many people also have symptoms such as nausea, vomiting and increased sensitivity to light or sound.
Migraine is a common health condition, affecting around one in every five women and around one in every 15 men. They usually begin in early adulthood.
There are several types of migraine, including:
Some people have migraines frequently, up to several times a week. Other people only have a migraine occasionally. It's possible for years to pass between migraine attacks.
Read more about the symptoms of migraine
You should see your GP if you have frequent or severe migraine symptoms.
Simple painkillers such as paracetamol or ibuprofen can be effective for migraine. However, be careful not to take too many painkillers as this could make it harder to treat headaches over time.
You should also make an appointment to see your GP if you have frequent migraines (on more than five days a month), even if they can be controlled with medication, as you may benefit from preventative treatment.
You should call 999 for an ambulance immediately if you or someone you're with experiences:
These symptoms may be a sign of a more serious condition, such as a stroke or meningitis, and should be assessed by a doctor as soon as possible.
Read more about diagnosing migraines
The exact cause of migraines is unknown, although they're thought to be the result of temporary changes in the chemicals, nerves and blood vessels in the brain.
Around half of all people who experience migraines also have a close relative with the condition, suggesting that genes may play a role.
Some people find migraine attacks are associated with certain triggers, which can include: