If you've searched the internet for health insurance that covers mesothelioma then you are probably for looking for trusted UK based health insurance providers that will cover mesothelioma.
Our advice when looking for health insurance that covers mesothelioma is to speak to a insurance broker. Health insurance is incredibly complex and if you want complete certainty that mesothelioma is covered by your policy you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you live in many different postcodes? Some will give you a lower policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every health insurance provider you can find and ask if they cover mesothelioma, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which policy providers on the market cover mesothelioma and under what conditions they do or don't cover it.
Mesothelioma is a type of cancer that develops in the lining that covers the outer surface of some of the body's organs. It's usually linked to asbestos exposure.
Mesothelioma mainly affects the lining of the lungs (pleural mesothelioma), although it can also affect the lining of the tummy (peritoneal mesothelioma), heart or testicles.
More than 2,600 people are diagnosed with the condition each year in the UK. Most cases are diagnosed in people aged 60-80 and men are affected more commonly than women.
Unfortunately, it's rarely possible to cure mesothelioma, although treatment can help control the symptoms.
The symptoms of mesothelioma tend to develop gradually over time. They typically don't appear until several decades after exposure to asbestos.
Symptoms of mesothelioma in the lining of the lungs include:
Symptoms of mesothelioma in the lining of the tummy include:
See your GP if you have any persistent or worrying symptoms. Tell them about any exposure to asbestos you may have had in the past.
Mesothelioma is almost always caused by exposure to asbestos, a group of minerals made of microscopic fibres that used to be widely used in construction.
These tiny fibres can easily get in the lungs, where they get stuck, damaging the lungs over time. It usually takes a while for this to cause any obvious problems, with mesothelioma typically developing more than 20 years after exposure to asbestos.
The use of asbestos was completely banned in 1999, so the risk of exposure is much lower nowadays. However, materials containing asbestos are still found in many older buildings.
Read more about asbestos and people at risk of exposure and avoiding exposure to asbestos.
If your GP suspects mesothelioma, they will refer you to a hospital specialist for some tests.
A number of different tests may need to be carried out, including:
These tests can help diagnose mesothelioma and show how far it has spread.