Health Insurance That Covers Lyme Disease

A Buyers Guide To Health Insurance For Lyme Disease

Posted by Greg Jones on January 24, 2020

If you've searched the net for private medical insurance that covers lyme disease then you are most likely for looking for trusted UK based health insurance providers that will cover your lyme disease.

Our advice when looking for health insurance that covers lyme disease is to speak to a health insurance broker. Health insurance is incredibly complicated and if you want absolute certainty that lyme disease is covered you should consult with a broker who can explain which policy providers will cover this medical condition and which will exclude it.

There are many advantages to using a insurance broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.

  • Do you reside in many different areas? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every health insurance provider on the market and ask if they cover lyme disease, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover lyme disease and under what terms they do or don't cover it.

Lyme Disease Information

Lyme disease is a bacterial infection spread to humans by infected ticks. It's also known as Lyme borreliosis.

Ticks are tiny spider-like creatures found in woodland and moorland areas. They feed on the blood of birds and mammals, including humans.

Lyme disease is usually easier to treat the earlier it's diagnosed.

Find out more about tick bites and how to treat them

Many people with early symptoms of Lyme disease develop a circular rash around the tick bite. The rash:

Some people may develop several rashes in different parts of their body.

Around 1 in 3 people with Lyme disease won't develop a rash.

Some people with Lyme disease also have flu-like symptoms in the early stages, such as:

you've been bitten by a tick and you:

Remember to tell them you've been bitten by a tick.

More serious symptoms may develop if Lyme disease is left untreated or is not treated early. These can include:

Some of these problems will get better slowly with treatment. But they can persist if treatment is started late.

A few people with Lyme disease go on to develop long-term symptoms similar to those of fibromyalgia or chronic fatigue syndrome. This is known as post-infectious Lyme disease. It's not clear exactly why this happens. It's likely to be related to overactivity of your immune system rather than continued infection.

If a tick bites an animal carrying the bacteria that cause Lyme disease, the tick can become infected. The tick can then transfer the bacteria to a human by biting them.

Ticks can be found in any areas with deep or overgrown plants where they have access to animals to feed on.