Health Insurance That Covers Liver Cancer

A Buyers Guide To Health Insurance For Liver Cancer

Posted by Greg Jones on January 24, 2020

If you've searched the net for private health insurance that covers liver cancer then you are most likely for looking for established UK based health insurance companies that will cover your liver cancer.

Our advice when shopping around for private medical insurance that covers liver cancer is to speak to a health insurance broker. Health insurance is extremely complicated and if you want complete certainty that liver cancer is covered you should talk with a health insurance broker who can explain which policy providers will cover this medical condition and which will not.

There are many advantages to using a broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.

  • Do you reside in many different postcodes? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider on the market and ask if they cover liver cancer, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover liver cancer and under what terms they do or don't cover it.

Liver Cancer Information

Primary liver cancer is an uncommon but serious type of cancer that begins in the liver.

This is a separate condition from secondary liver cancer, which occurs when cancer that first develops in another part of the body spreads to the liver.

The rest of this article refers to primary liver cancer only. The Macmillan Cancer Support website has more information about secondary liver cancer.

Symptoms of liver cancer are often vague and don't appear until the cancer is at an advanced stage. They can include:

Visit your GP if you notice any of the symptoms listed above. Although they are more likely to be the result of a more common condition, such as an infection, it's best to have them checked.

You should also contact your GP if you have previously been diagnosed with a condition known to affect the liver, such as cirrhosis or a hepatitis C infection, and your health suddenly deteriorates.

The exact cause of liver cancer is unknown, but most cases are associated with damage and scarring of the liver known as cirrhosis.

Cirrhosis can have a number of different causes, including drinking excessive amounts of alcohol over many years and having a long-term hepatitis B or hepatitis C viral infection.

It is also believed obesity and an unhealthy diet can increase the risk of liver cancer because this can lead to non-alcoholic fatty liver disease.

By avoiding or cutting down on alcohol, eating healthily and exercising regularly, and taking steps to reduce your risk of becoming infected with hepatitis B and C, you may be able to significantly reduce your chances of developing liver cancer.

Read more about the causes of liver cancer.

Despite being a common type of cancer worldwide, liver cancer is relatively uncommon in the UK, with just over 4,000 new cases diagnosed each year. However, the chances of developing the condition are high for people with risk factors for the condition.

The number of people affected by liver cancer rises sharply with age, with around 8 in every 10 cases diagnosed in people aged 60 or older, although it also affects many people younger than this. Around two in every three cases affect men.

Over the past few decades, rates of liver cancer in the UK have risen considerably, possibly as a result of increased levels of alcohol intake and obesity. 

Liver cancer is usually diagnosed after a consultation with a GP and a referral to a hospital specialist for further tests, such as scans of your liver.