Health Insurance That Covers Langerhans Cell Histiocytosis

A Buyers Guide To Health Insurance For Langerhans Cell Histiocytosis

Posted by Greg Jones on January 24, 2020

If you've searched Google for private health insurance that covers langerhans cell histiocytosis then you are most likely for looking for established UK based health insurance providers that will cover langerhans cell histiocytosis.

Our advice when looking for private medical cover that covers langerhans cell histiocytosis is to speak to a insurance broker. Health insurance is incredibly complicated and if you want absolute certainty that langerhans cell histiocytosis is covered you should consult with a broker who can explain which policy providers will cover this medical condition and which will exclude it.

There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.

  • Do you live in many different areas? Some will give you a lower premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
  • If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
  • You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider you can find and ask if they cover langerhans cell histiocytosis, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover langerhans cell histiocytosis and under what terms they do or don't cover it.

Langerhans Cell Histiocytosis Information

This information is about a condition called Langerhans cell histiocytosis (LCH) in children. LCH is classified as a cancer and sometimes requires treatment with chemotherapy. About 50 children in the UK develop LCH each year. It can affect children of any age, and is more common in boys than in girls.

More children than ever are surviving childhood cancer. There are new and better drugs and treatments, and we can now also work to reduce the after-effects of having had cancer in the past.

It is devastating to hear that your child has cancer, and at times it can feel overwhelming but there are many healthcare professionals and support organisations to help you through this difficult time.

Understanding more about the cancer your child has and the treatments that may be used can often help parents to cope. We hope you find the information here helpful. Your child’s specialist will give you more detailed information, and if you have any questions it is important to ask the specialist doctor or nurse who knows your child’s individual situation.

LCH is an unusual condition. It has some characteristics of cancer but, unlike almost every other cancer, it may spontaneously resolve in some patients while being life-threatening in others. LCH is classified as a cancer and sometimes requires treatment with chemotherapy. LCH patients are therefore usually treated by children’s cancer specialists (paediatric oncologists/ haematologists).

Langerhans refers to Dr Paul Langerhans, who first described the cells in the skin which are similar to the cells found in LCH lesions.

Histiocytosis refers to histiocytes which are cells that are part of the immune system, and are found in many parts of the body. There are two types of histiocytes:

Langerhans cells are dendritic cells and are normally only found in the skin and major airways. In LCH, the abnormal dendritic cells that look similar to Langerhans cells may be found in different parts of the body, including the bone marrow, skin, lungs, liver, lymph glands, spleen and pituitary gland. When these abnormal dendritic cells accumulate in these tissues, they may cause damage.

LCH is divided into two groups:

The cause of LCH is unknown. It cannot be caught from other people and is not passed on in families.

The symptoms of LCH will depend on which part of the body is affected and whether the disease is affecting more than one part of the body. The lymph glands may be enlarged, and the child may be irritable and have a poor appetite. Pain in the bone and/or swelling and lumps on the skull can occur if LCH is affecting the bone. A skin rash such as cradle cap or nappy rash may occur if the skin is affected. A discharge from the ear or hearing problems can occur if the ear is affected. The child may have breathing difficulties if LCH affects the lungs or chest. Tummy problems such as diarrhoea and liver problems including jaundice can occur if LCH is within the abdomen.

In 10–20% of patients with multi-system disease, the pituitary gland at the base of the brain is affected, causing hormonal problems. This can lead to the child passing larger amounts of urine and being very thirsty. This is called diabetes insipidus, which is different from sugar diabetes and can be well-controlled with specific medicines. Occasionally, other pituitary hormones may be affected, causing poor growth or delayed puberty, which can also be treated.

A variety of tests and investigations may be needed to diagnose LCH. Tests are likely to include the removal of a sample of cells from an affected part of the body (a biopsy). This is usually done in an operation under a general anaesthetic. The cells are then examined under a microscope. X-rays are taken of the bones, the skull and the lungs. Blood and urine tests will also be done. Additional scans and tests may be required depending on which parts of your child’s body is affected. These tests help the doctors decide whether the disease is a single-system or multi-system type.

When your child is having the tests, they may need to stay in hospital. Any tests and investigations that your child needs will be explained to you.

Single-system LCH may disappear on its own without any treatment. In some children, treatment such as surgery and corticosteroids (such as prednisolone) may be used. Multi-system LCH is usually treated with chemotherapy and corticosteroids. The length of treatment varies from child to child.