If you've searched online for private medical insurance that covers irritable bowel syndrome (ibs) then you are most likely for looking for trusted UK based health insurance companies that will cover irritable bowel syndrome (ibs).
Our advice when shopping around for health insurance that covers irritable bowel syndrome (ibs) is to speak to a health insurance broker. Health insurance is very complex and if you want absolute certainty that irritable bowel syndrome (ibs) is covered by your policy you should consult with a broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you live in many different areas? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they cover irritable bowel syndrome (ibs), however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which policy providers on the market cover irritable bowel syndrome (ibs) and under what terms they do or don't cover it.
Irritable Bowel Syndrome (IBS) Information
Irritable bowel syndrome (IBS) is a common, long-term condition of the digestive system. Symptoms can include stomach cramps, bloating, diarrhoea and/or constipation.
The condition is often lifelong, although the symptoms may change over time. With the right strategies, IBS can be successfully managed.
IBS does not pose a serious threat to your physical health and does not increase your chances of developing cancer or other bowel-related conditions.
The exact cause of IBS is unknown. Many causes have been suggested but none have been proven to lead to IBS.
The symptoms of IBS vary between individuals and affect some people more severely than others. Symptoms can become worse, often during times of stress or after eating certain foods.
You may find some of the symptoms of IBS ease after going to the toilet and moving your bowels.
The most common symptoms of IBS are:
Other less common symptoms may also be experienced, such as:
The symptoms of IBS can also have a significant impact on a person's day-to-day life and, as a result, some people may experience symptoms of low mood and stress.
You have other symptoms, including:
These can sometimes be a sign of a potentially more serious condition.
You should also tell your GP if you have these symptoms and a family history of bowel cancer or ovarian cancer.
Further information about managing IBS
There are no specific tests for IBS. Many cases can be diagnosed based on your symptom history and your GP will undertake some routine blood and stool tests to rule out other conditions.
As the symptoms of IBS are similar to other conditions such as coeliac disease and inflammatory bowel disease, it is important to rule these out.