Health Insurance That Covers Hypoglycaemia (Low Blood Sugar)

A Buyers Guide To Health Insurance For Hypoglycaemia (Low Blood Sugar)

Posted by Greg Jones on January 24, 2020

If you've searched online for private health insurance that covers hypoglycaemia (low blood sugar) then you are probably for looking for established UK based health insurance companies that will cover hypoglycaemia (low blood sugar).

Our advice when shopping around for health insurance that covers hypoglycaemia (low blood sugar) is to speak to a health insurance broker. Health insurance is extremely complex and if you want complete certainty that hypoglycaemia (low blood sugar) is covered you should consult with a health insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.

There are many advantages to using a broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their services.

  • Do you live in many different postcodes? Some will give you a lower premium than offers. A broker will be able to advise whats best.
  • Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
  • If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
  • You've developed a certain condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.

You can call around every medical insurance provider you can find and ask if they cover hypoglycaemia (low blood sugar), however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.

Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover hypoglycaemia (low blood sugar) and under what terms they do or don't cover it.

Hypoglycaemia (Low Blood Sugar) Information

Hypoglycaemia, or a "hypo", is an abnormally low level of glucose in your blood (less than four millimoles per litre).

When your glucose (sugar) level is too low, your body doesn't have enough energy to carry out its activities.

Hypoglycaemia is most commonly associated with diabetes, and mainly occurs if someone with diabetes takes too much insulin, misses a meal or exercises too hard.

In rare cases, it's possible for a person who doesn't have diabetes to experience hypoglycaemia. It can be triggered by malnutrition, binge drinking or certain conditions, such as Addison's disease.

Read more about the causes of hypoglycaemia

Most people will have some warning that their blood glucose levels are too low, which gives them time to correct them. Symptoms usually occur when blood sugar levels fall below four millimoles (mmol) per litre.

Typical early warning signs are feeling hungry, trembling or shakiness, and sweating. In more severe cases, you may also feel confused and have difficulty concentrating. In very severe cases, a person experiencing hypoglycaemia can lose consciousness.

It's also possible for hypoglycaemia to occur during sleep, which can cause excess sweating, disturbed sleep, and feeling tired and confused upon waking.

Read more about the symptoms of hypoglycaemia

The immediate treatment for hypoglycaemia is to have some food or drink that contains sugar, such as dextrose tablets or fruit juice, to correct your blood glucose levels.

After having something sugary, you may need to have a longer-acting "starchy" carbohydrate food, such as a sandwich or a few biscuits.

If hypoglycaemia causes a loss of consciousness, an injection of the hormone glucagon can be given to raise blood glucose levels and restore consciousness. This is only if an injection is available and the person giving the injection knows how to use it.

You should dial 999 to request an ambulance if:

Never try to put food or drink into the mouth of someone who's drowsy or unconscious as they could choke. This includes some of the high-sugar preparations specifically designed for smearing inside the cheek.

Read more about treating hypoglycaemia